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Regions Life Credit Card
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Pros
- Purchase security, auto rental collision damage waiver, roadside dispatch, travel & emergency assistance services are available.
- %0 interest rate for first 15 months. After 15 months reasonable interest rates.
- No annual fee and no foreign transaction fee.
- It is customizable.
Cons
- No rewards points, no bonuses and no miles.
- Not good if you are looking for a card for travelling.
- 26.99% Cash Advance APR.
Review
You can find advantages and disadvantages and also review of Regions Life Visa below. If you have any questions regarding the card, please don’t hesitate to ask us.
A Good Balance Transfer Card
Regions Life Visa is a good credit card for those who are looking for a balance transfer card. Balance transfer fee is average and there is also 0% APR for 15 months for balance transfers and purchases. 4% balance transfer fee is average for the card. However minimum fee of balance transfer is a little bit high. Our recommendation for minimum fee is $5. If you manage to get minimum APR with this card, it can be an awesome card for balance transfer. It depends on your creditworthiness though.
No Foreign Transaction Fee & High Cash Advance APR
There is no foreign transactions with this card and it is a good advantage if you are travelling and if you purchase products from abroad. There is no rewards with this card. Regular APR is not very bad at all. Cash Advance APR is high but the rate is equal with most of cards in USA.
Thoughts on Regions Life Visa
If you have a good credit score, this can be an awesome option for balance transfer. We also take a look at alternative cards though. There are also many good opportunities. You are not going to pay annual for the card which is very good. With this good feature, you are going to save a lot with your credit card since 15 months no APR will be very beneficial for you. Additionally you will have a chance to optimize your card as you wish with the Regions Your Pix Studio feature.
You can see Regions Life Visa stats, rates, fees below. If you are also a user of this card, you can also review it and let other users know about this card.
Regions Life Visa Rates & Fees
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 0% for 15 months
Regular: 13.99% – %22.99 |
Not Available | None | None | $38 | $10 or 4% | 26.99% | $10 – 4% | 0% APR for first 15 months
Regular: 13.99% – %22.99 |
FTF: Foreign Transaction Fee
Regions Life Credit Card Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 194 | 200 | 100 |
| No Foreign Transaction | 143.5 | 178 | 40 |
| Zero Interest | 191.5 | 180 | 43 |
| No Annual | 153.5 | 166 | 60 |
| Balance Transfer | 233 | 226 | 50 |
For more information:
Regions Credit Card Customer Service: 1-800-253-2265
Similar Credit Cards
- Wells Fargo Propel American Express® Card
- BBVA Compass Rewards Card
- Bank of Hope Cashback Visa Signature
You can also check other credit card products of Regions Bank and compare them: Best Regions Bank Credit Cards
You can apply this card online through Regions Bank. All you need to do is clicking on apply button above.
Last Update: 28th May 2019
Originally posted 2018-12-10 19:03:21.
