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U.S. Bank Visa Platinum Card
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Pros
- You are not going to pay APR for 20 billing cycles.
- There is no annual fee for U.S. Bank Visa Platinum Card.
Cons
- There are no sign-up bonuses, cash backs or bonus points of the card.
Review
U.S. Bank Visa® Platinum Card is a 0% APR credit card for 20 months. You are not going to pay for interest rates for 20 billing cycles with the card. It is one of the most important features of the card. Besides you won’t need to pay annually for it. You can read a detailed review for U.S. Bank Visa Platinum Card below. If you have any questions regarding our review, please ask us. If you are already own the card, you can also write a review in the comment section below.
No APR Payment for 20 Billing Cycles
You will not need to pay for the card’s interest rates for 20 billing cycles. It means no need to make many payment almost 20 months. This is good opportunity for those who wants to have card with no APR for a long introductory period. Introductory APR is valid for balance transfers and purchases with your card. You will need to pay APR rates if you cash advance with U.S. Bank Visa Platinum Card.
20 months later the regular APR is going to be 14.74% to 25.74%. It is variable.
Is it the Best 0% APR Credit Card of United States?
We believe that some cards are far better than U.S. Bank Visa Platinum Card, so we can’t call that it is the best 0% APR credit card. However we can easily tell that it is one of the best ones with long term introductory period.
No Annual Fee
You are not going to pay annual fee for the card. This is going to be very profitable for you. There is also a cell phone protection insurance of the card.
U.S. Bank Visa Platinum Card Rates and Fees Table
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|
| 20 Months Introductory:
0% APR 14.74% to 25.74% |
None |
None | 2% | $5 or 3% | 26.24% | $4 or 10% | 20 Months Introductory:
0% APR 14.74% to 25.74% |
FTF: Foreign Transaction Fee
U.S. Bank Visa Platinum Card Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 200 | 200 | 100 |
| Zero Interest | 252 | 180 | 43 |
| No Annual | 205 | 166 | 60 |
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Originally posted 2019-05-26 06:26:12.
Annual Fee
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Promotions
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Services
4.5
Travel
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Insurance
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Rewards
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Security
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APR (Interest Rate)
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Customer Support
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What I love about this US Bank Platinum card is no payments for 20 months