Contents
Bank of Hope Visa Platinum Secured
$25
5.1
Pros
- Annual fee is low.
- It is very good for those who has bad credits.
- It is also good for rebuilding credits.
- If you would like to build credit history, you can try this card.
Cons
- You will not able to gain rewards points nor cash back rewards with this card since it is a secured card.
- There are not good promotions and services which this cards provide.
- There are not good insurance options with this card.
- Interest rate could be better.
Review
If you would like to rebuild your credits, Bank of Hope Visa Platinum Secured can be a good option for you. The card is also good for building credit. There are reasonable offers of the card with average APR and cash advance APR, 4% cash advance fee is not also bad at all.
You can take a look at similar cards, user reviews and rates of the card below. If you have any questions regarding this card, please don’t hesitate to ask us.
Rates & Fees
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| Regular: 22.49% | None | $25 | %3 | $37 | $15 or 4% | 23.99% | $10 – 4% | Regular: 22.49% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 140 | 200 | 100 |
| Credit Builder | 106 | 127 | 10 |
| For Bad Credits | 162 | 165 | 10 |
| No Credit History | 148 | 168 | 10 |
You can also see optimizer card reviews by users below.
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Originally posted 2018-12-16 15:11:42.
