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Escambia County Bank Platinum Card
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Pros
- 15.25% APR rate for purchases is quite good.
- 15.25% APR rate for cash advance is awesome.
- 3% cash advance and balance transfer fee.
- There is no annual fee for Escambia County Bank Platinum Card.
- If you are looking for a card with low APR, this card can be suitable for you.
Cons
- There is no purchase bonus or sign-up bonus with the card.
- There is no rewards points or cash back rewards for your purchases.
- There is not much services and promotions of the card.
- You will need to pay 2% extra for foreign transactions.
- If you are looking for a card with rewards, this is not for you.
Escambia County Bank Platinum Card Review
Escambia County Bank Platinum Card is a simple card with low-interest rates. There are no cashback, rewards, purchase bonus, or sign-up bonus promotions of this card. We only recommend this card for those who are seeking for a simple credit card with low-interest rates. You can find more information at the rate table below.
APR for Cash Advance, Balance Transfer and Purchase is 15.25% for this card. Especially cash advance APR is quite good. The other card of Escambia County Bank is providing much better interest rates though. You will need to pay 2% for foreign transactions. Cash advance fee and balance transfer fee of the card is $3 at the moment.
Rates
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 0% for 7 months
Regular: 15.25% |
None | None | 2% | $25 | $5 or 3% | 15.25% | $5 or 3% | 0% APR for first 7 months
Regular: 13.25% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 205 | 200 | 100 |
| Zero Interest | 115 | 180 | 43 |
| Balance Transfer | 230 | 226 | 50 |
| Low Interest | 173 | 173 | 24 |
| No Annual | 145 | 166 | 60 |
You can read some users reviews of Escambia County Bank Platinum Cash Back Card below.
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Originally posted 2018-12-16 20:40:12.
