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BankFirst Visa Gold Card
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Pros
- You will not need to pay for the card yearly.
- All APRs are very good. 11.98% for purchases and balance transfer. 13.98% for cash advance.
- There is no Balance Transfer APR for 6 months.
- 3% cash advance and balance transfer fees are very good.
Cons
- Despite of Low APR, current reward point system is not good.
- There is not unique services and good for travelling & insurance.
BankFirst Visa Gold Card Review
BankFirst Visa Gold Card is a reliable credit product of BankFirst Financial Services. You will get low APRs with this card for cash advances, balance transfers and purchases.11.98% APR for purchases and balance transfers is really excellent. 13.98% for a cash advance is also very good. There is also 1% rewards points for your every purchase without any limit.
BankFirst Visa Gold Card fees are also very good. Balance Transfer and Cash Advance fees are 3%. Besides, there is no annual fee for the card.
The downside of the card is the low rewards rate. 1% rewards per purchase should be improved.
Rates
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 11.98% | %1 bonus rewards points for every purchase. | None | 2% | $35 | $5 or 3% | 13.98% | 3% | 0% APR for first 6 months
Regular: 11.98% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 213 | 200 | 100 |
| Balance Transfer | 225 | 226 | 50 |
| Low Interest | 176 | 173 | 24 |
| Rewards | 139 | 189 | 64 |
| No Annual | 168 | 166 | 60 |
You can read some users reviews of BankFirst Visa Gold Card below.
Similar Credit Cards
- Escambia County Bank Platinum Cash Back Card
- Citizens Bank Clear Value Mastercard
- Escambia County Bank Platinum Card
Originally posted 2018-12-17 01:20:23.
