Contents
BankSouth Cash Back Platinum Visa Card
$35
6
Pros
- All APRs are low with this card. 13.25% for all of APR (Purchase, Cash Advance & Customer Support)
- 0% APR for purchases and balance transfers is a good promotion. You will not need to pay APR for first 7 months.
- $35 annual fee is not bad.
Cons
- Limited cash back rewards. You can earn maximum $600 worth cash back rewards with this card.
- 1% cash back rate is below average.
- There are not much bonuses and promotions with the card.
- There is not any unique service for airfare or travelling.
Review
BankSouth Cash Back Platinum Visa Card is a credit card service that you don’t need to pay APR for first 7 months. You can also earn 1% cash back rewards for your purchases. However this feature of the card is limited with $60000. So you can only earn $600 cash back yearly from the card. The annual fee for the card is $35. Cash advance fee and balance transfer fee is similar with the normal platinum visa card of BankSouth. 2% foreign transaction fee is good but it could be better if it doesn’t exist at all.
You can see rates of the card below.
Rates & Fees
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 0% for 7 months
Regular: 13.25% |
1% cash back at every purchases. Limited with $60000 worth purchases yearly. | $35 | 2% | $25 | $5 or 3% | 13.25% | $5 or 3% | 0% APR for first 7 months
Regular: 13.25% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 200 | 200 | 100 |
| Zero Interest | 122 | 180 | 43 |
| Balance Transfer | 210 | 226 | 50 |
| Low Interest | 177 | 173 | 24 |
| Rewards | 121 | 189 | 64 |
| Cash Back | 64 | 123 | 26 |
You can read some users reviews of BankSouth Cash Back Platinum Visa Card below.
Similar Credit Cards
- Citizens Community Bank Platinum Preferred Card
- Bank of Hope Rewards Visa Signature
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Originally posted 2018-12-19 22:10:18.
