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Capital City Bank Secured Visa Card
0.00
4.9
Pros
- If you would like to build your credit history, this card can be an option for you.
- Cash advance and balance transfer fees are reasonable.
- $35 Annual fee is fair.
- The card is a fair credit card for bad credits.
Cons
- APR for purchases, balance transfers and cash advances are high.
- You will need to pay for foreign transactions. Please see the rates table below.
Review
Capital City Bank Secured Visa Card is a card for rebuild credits and build credit history. Cash advance and balance transfer fees of the card is fair. However APR of the card is a little bit high. For purchases and balance transfers APR is 22.99% and for cash advance it is 25.99%. You will need to pay for 2% for foreign transactions with this card.
Since this is a secured card, you will not already earn any rewards with these cards. Annual fee is also fair for a secured card.
Rates
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 22.99% | None | $35 | 2% | $38 | 4% | 25.99% | 3% | 22.99% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 145 | 200 | 100 |
| Credit Builder | 114 | 127 | 10 |
| For Bad Credits | 162 | 165 | 10 |
| No Credit History | 158 | 168 | 10 |
You can see Capital City Bank Secured Visa Card reviews below.
Similar Cards
- Armed Forces Bank Credit Builder Secured Visa
- Bank of Hope Visa Platinum Secured
- Wells Fargo Secured Credit Card
Originally posted 2018-12-20 13:01:41.
