Contents
Chase Freedom Unlimited Card
0.00Pros
- 1.5% unlimited cash back is not bad.
- $150 bonus cash back for $500 is good.
- There is no annual fee for the card.
- Your cash back rewards don't expire.
- You can gain extra bonus cash backs with inviting your friends.
- You gain cash backs automatically and fast.
Cons
- The card is not profitable despite of rewards and bonuses because high interest rates and fees... Especially with a good credit score, you can get much better cards than this.
- High APR for Cash Advance.
- High fees for Cash Advance.
- APR for purchases and balance transfers could be at better rates.
- 3 percent more payment at foreign transactions.
Review
Chase Freedom Unlimited Credit Card is a cash back credit card which will help you to earn rewards unlimitedly. You are not going to pay interest for 15 months for balance transfers and purchases. There is also no annual fee of the card. Your cash back rewards are permanent and they are not going to expire.
Balance transfer fee of the card is good. However cash advance fee and APR is high. There is also foreign transaction fees of the card. If you ever use this card abroad or if you purchase items from abroad (with foreign currency), you are going to pay 3 percent more for every products that you purchase.
Also see: Is Chase Freedom Unlimited Profitable?
Some additional features of the card:
- You can get $100 bonus with inviting your friends.
- You earn cash backs automatically and fast.
Please, see rates of Chase Freedom Unlimited Credit Card below. You can also see user reviews and editor scores.
Chase Freedom Unlimited Credit Card Rates
Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
---|---|---|---|---|---|---|---|---|
0% for first 15 months.
Regular: 16.99% – 25.74% |
1.5% Cash Back
Bonus: $200 when you spend $500. |
None | 3% | $38 | $10 or 5% | 26.99% | $5 – 3% | 0% for first 15 months.
Regular: 16.99% – 25.74% |
FTF: Foreign Transaction Fee
Chase Freedom Unlimited Credit Card Editor Scores
Type of Card | Editor Score | Overall Score | Total Cards |
---|---|---|---|
General | 212 | 200 | 100 |
Zero Interest | 216 | 180 | 43 |
Sign-Up Bonus | 223 | 199 | 44 |
No Annual | 171 | 166 | 60 |
Rewards | 211 | 189 | 64 |
Cash Back | 140 | 123 | 26 |
Balance Transfer | 218 | 226 | 50 |
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You can review this card in the comment section below. Our user reviews are determining scores of cards and also rankings. If you would like to help other consumers about this card, please leave a fair review below. We are going to approve your review after we moderate it.
Originally posted 2018-12-23 22:58:46.
I am a member of Santa Clara County Federal Credit Union, would I have a problem applying for this
Think this is what I need