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First National Bank Visa Credit Card
0.00
5.3
Pros
- Cash advance fee and balance transfer fee rates are good.
- There is no annual fee for this card.
- 16.74% APR for Purchases and Balance Transfers.
Cons
- Minimum payment fee of Cash Advance and Balance Transfers high.
- 2% more payments for foreign transactions.
- 1 rewards points rate $1 is below average.
Review
First National Bank Visa Credit Card is a simple card that you can use for rewards. The card is providing low interest rates for consumers except Cash Advance. APR for purchases and balance transfers is 16.74% in the card. There is no annual fee in the card. You won’t need to pay every year for the card. Cash advance fee and balance transfer is good.
2% foreign transaction fee is the downside of the card. Minimum $10 payment for cash advance and balance transfer could be $5 for the card. Cash Advance APR is also a little bit high for this card.
Rates
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 16.74% | 1 ScoreCard Reward Point
|
None | 2% | $25 | $10 or 3% | 21.74% | $10 or 4% | 16.74% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 205 | 200 | 100 |
| Rewards | 125 | 189 | 64 |
| No Annual | 163 | 166 | 60 |
You can read some users reviews of First National Bank Visa Credit Card below.
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- SouthPoint Bank Cash Rewards Platinum Card
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Originally posted 2018-12-22 19:07:15.
