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FNBO Cash Back Visa Card
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Pros
- 2% regular cashback is also excellent.
- 3% bonus cashback for 6 months is very good promotion for the card.
- There is no annual fee for this card. Zero liability is available for this card.
- Purchase protection is available for the card.
- There are good insurance options are available.
- Minimum purchase and balance transfer APR is fair.
Cons
- Maximum purchase and balance transfer APR is high.
- 3% foreign transaction fee is high.
- 27.24% cash advance APR is high.
- Maximum cash advance and balance transfer fee rates are high.
- Minimum cash advance and balance transfer fees high.
Review
FNBO Cash Back Visa Card is a credit card of First National Bank of Omaha with good cashback rates. The cashback rate is going to be 2%. It is above the average. However, the card’s other features are a bit expensive for consumers.
Minimum APR on purchases and balance transfers is fair. However maximum APR is not profitable at all with a 25.99% rate. Cash advance and balance transfer fee minimum payment is also high. You are going to pay $15 for a cash advance and $10 for a balance transfer (minimum). The maximum payment for both of them is 5% and it is also a high rate too. 3% for each foreign transaction is making this card expensive.
Other features of the card:
- Zero liability for fraud.
- Free credit score view on FICO.
- Fraud protection.
- Travel Accident and Auto Rental Insurances.
- Purchase Protection.
You can see all rates of FNBO Cash Back Visa Card below. There are also user reviews and editor scores.
Rates
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 18.99% – 25.99% | 3% Cashback Rewards for first 6 months.
Regular: 2% Cashback. |
None | 3% | $37 | $15 or 5% | 27.24% | $10 or 5% | 18.99% – 25.99% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 170 | 200 | 100 |
| No Annual | 189 | 166 | 60 |
| Sign-Up Bonus | 153 | 199 | 44 |
| Rewards | 233 | 189 | 64 |
| Cash Back | 154 | 123 | 26 |
Similar Credit Cards
- SouthPoint Bank Cash Rewards Platinum Card
- AmeriFirst Cash Back Platinum Visa Card
- SunTrust Bank Cash Rewards Credit Card
Originally posted 2018-12-22 19:41:07.
