Home Blog Page 13

U.S. Bank Visa Platinum Card

U.S. Bank Visa Platinum Card

Review

U.S. Bank Visa® Platinum Card is a 0% APR credit card for 20 months. You are not going to pay for interest rates for 20 billing cycles with the card. It is one of the most important features of the card. Besides you won’t need to pay annually for it. You can read a detailed review for U.S. Bank Visa Platinum Card below. If you have any questions regarding our review, please ask us. If you are already own the card, you can also write a review in the comment section below.

No APR Payment for 20 Billing Cycles

You will not need to pay for the card’s interest rates for 20 billing cycles. It means no need to make many payment almost 20 months. This is good opportunity for those who wants to have card with no APR for a long introductory period. Introductory APR is valid for balance transfers and purchases with your card. You will need to pay APR rates if you cash advance with U.S. Bank Visa Platinum Card.

20 months later the regular APR is going to be 14.74% to 25.74%. It is variable.

Is it the Best 0% APR Credit Card of United States?

We believe that some cards are far better than U.S. Bank Visa Platinum Card, so we can’t call that it is the best 0% APR credit card. However we can easily tell that it is one of the best ones with long term introductory period.

No Annual Fee

You are not going to pay annual fee for the card. This is going to be very profitable for you. There is also a cell phone protection insurance of the card.

U.S. Bank Visa Platinum Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
20 Months Introductory:

0% APR

14.74% to 25.74%

 

None

None 2% $5 or 3% 26.24% $4 or 10% 20 Months Introductory:

0% APR

14.74% to 25.74%

FTF: Foreign Transaction Fee

U.S. Bank Visa Platinum Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 200 200 100
Zero Interest 252 180 43
No Annual 205 166 60

Similar Credit Cards

Originally posted 2019-05-26 06:26:12.

U.S. Bank Cash 365 American Express Card

U.S. Bank Cash 365 American Express Card

Review

U.S. Bank Cash 365 American Express Card is a credit card which is providing 1.5% cash back to consumers. The card is also providing reasonable sign-up bonus. You can read detailed information and review for the card below. You can also write your review for U.S. Bank Cash 365 American Express Card. If you have questions regarding our review on this page, you can ask them through commenting this page.

Unlimited 1.5% Cash Back

We have mentioned about another cash back card of U.S. Bank recently. You can also check our review and compare both cards. Select the most beneficial one. U.S. Bank Cash 365 American Express Card has 1.5% cash back rate for your all purchases which is very good for consumers. The best feature of the card that it is unlimited. You will able to receive your cash backs anytime for your purchases. You will able to get your cash backs throug statement credit and deposit it to your bank account.

Earn $150 Cash Back When You Spend $500

You will receive $150 cash back if you spend $500 in first three months. This is a reasonable sign up bonus for the card. You will not spend much but you will receive a good amount of cash back. This can be also a good opportunity for card owners.

Low Balance Transfer Fees and Rates

Balance transfer fees and rates are quite low with the card. You will pay $5 minimum or 3% maximum with the card. However 2% foreign transaction fee is not something we like. We generally recommend no foreign transaction fee cards. However the rate of the transaction is not much when we compare it with similar cards.

There is also no annual fee for this card. This will make the card more beneficial for consumers and their cash backs.

U.S. Bank Cash+ Visa Signature Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
No Introductory.

16.24% to 25.74%

You are going to receive 1.5% cash back for each $1 purchases.

You are going to earn $150 for your $500 purchase with your card in first 3 months.

None 2% $5 or 3% 26.24% $4 or 10% 12 Months introductory: 0% APR

16.24% to 25.74%

FTF: Foreign Transaction Fee

U.S. Bank Cash+ Visa Signature Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 245 200 100
Zero Interest 220 180 43
No Annual 213 166 60
Cash Back 179 123 26
Sign-Up Bonus 206 199 44

Similar Credit Cards

Originally posted 2019-05-25 23:04:21.

U.S. Bank Cash+ Visa Signature Card

U.S. Bank Cash+ Visa Signature Card

Review

U.S. Bank Cash+ Visa Signature Card is providing cash back opportunities to consumers with good rates. Besides there are also good sign-up bonuses of the card. We are going to introduce U.S. Bank Cash+ Visa Signature Card for you on here and we are going to provide a detailed review for the card.If you have any questions regarding to the card, you can feel free to ask us. A credit expert is going to answer your questions about the card rates and fees. If you are already have the card, you can write a review for the card below.

Earn 5% Cash Back for $2000 worth Purchases in Each Quarter

You will able to pick two purchase categories for each quarter and you can receive 5% cash back with your purchases. It is combined and it is limited with $2000 worth purchases. It means you will able to receive $100 cash backs in 3 months with the card and $400 cash back in a year.

Earn $150 Cash Back with $500 Purchase in First Three Months

You can earn $150 cash back after you spend $500 with your card. You will need to do in three months after you received your card. Otherwise you are not going to receive this sign-up bonus at the end of 3 months.

No Annual Fee

One of good advantages of the card is there is not any annual fee for it. You will able to use it without paying yearly fees. This will make the card beneficial for consumers.

U.S. Bank Cash+ Visa Signature Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
12 Months Introductory APR: 0%

16.24% to 25.74%

5% cash back on each quarter for two purchase categories that you will select. This is limited with $2000 worth purchase.

Limited time offer: You are going to earn $150 for your $500 purchase with your card in first 3 months.

None 3% $5 or 3% 26.24% $4 or 10% 12 Months Introductory APR: 0%

16.24% to 25.74%

FTF: Foreign Transaction Fee

U.S. Bank Cash+ Visa Signature Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 235 200 100
Zero Interest 210 180 43
No Annual 195 166 60
Cash Back 171 123 26
Sign-Up Bonus 209 199 44

Similar Credit Cards

Originally posted 2019-05-25 21:18:25.

U.S. Bank Altitude Reserve Visa Infinite Card

U.S. Bank Altitude Reserve Visa Infinite Card

Review

U.S. Bank Altitude Reserve Visa Infinite Card is a credit card with good sign up bonus and it is very profitable for travelling. You can find our detailed review for the card below and you can also add your opinions for the card. If you have any questions regarding to U.S. Bank Altitude Reserve Visa Infinite Card, please let us know. We are going to answer your questions as soon as possible. If you also own this card, you can share your experiences with our users on Credit Card Karma.

Get 50000 Bonus Points After Spending $4500 in First Three Months

You can get 50000 bonus points after you spend $4500 in first three months after you received the car. You can redeem 50000 points for $750 for travelling with U.S. Bank Altitude Reserve Visa Infinite Card. If you don’t able to make $4500 worth purchases in three months, you are not going to get this bonus.

High Rewards for Mobile Wallets and Travels

You will able to get 3x rewards for mobile wallets and travels with U.S. Bank Altitude Reserve Visa Infinite Card. Besides you will get reimbursed for up to $325 with the card. This is only for travel purchases and it is annually.

Low APR for Balance Transfers and Purchases

Interest rates of U.S. Bank Altitude Reserve Visa Infinite Card are very reasonable. However there are not introductory for APR rates at all. You will pay 17.99% for both balance transfers and purchases.

No Foreign Transaction Fees

There is no foreign transaction fees for the card. It means you are not going to pay extra if you buy from abroad or if you buy with foreign currency. This is a good advantage for consumer side since it is a travel credit card.

U.S. Bank Altitude Reserve Visa Infinite Card Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
17.99% 3x bonus points for travel and mobile wallet purchases.

50000 bonus points for $4500 purchase in first 3 months.

$400 None Min.: $10

Max.: 4%

26.24% Min.: $5

Max.: 3%

17.99%

FTF: Foreign Transaction Fee

Editor Scores for U.S. Bank Altitude Reserve Visa Infinite Card

Type of Card Editor Score Overall Score Total Cards
General 235 200 100
Sign-Up Bonus 232 199 44
Travel 212 196 8
No Foreign Transaction 205 178 40

Similar Credit Cards

Originally posted 2019-05-25 19:55:02.

Bank of America Travel Rewards Credit Card

Bank of America Travel Rewards Credit Card

Review

Bank of America Travel Rewards Credit Card is a rewards credit card which you can gain unlimited bonus points. The card is providing 1.5 rewards points per $1 and these points can be redeemed into statement credits. You can also earn bonus points which you will able to redeem into statement credits too. You can find all features of the card below. We are going to provide all features of the card for you on here. If you have any questions please feel free to ask us through comment section below.

Get 25000 Points After Spend $1000 and Redeem into $250 Statement Credits

You will able to get 25000 bonus points after you spend $1000. You will able to receive it if you spend it in 3 months. Then you will able to redeem those bonus points into $250 statement credits.

Earn Unlimited Rewards with No Category Limit

You will able to earn unlimited rewards points with your credit card. There is no category limit for your puchases. (there are still some exceptions though. see more at the official website of the card.) There will be 1.5 points for your each $1 worth purchases.

No Annual Fee

There is no annual fee for the card. You will not pay membership fees. This will make your card more beneficial for you.

No Foreign Transactions

There is no foreign transaction fees for the card. You won’t need to pay extra fees when you buy from abroad. You won’t also pay extras when you purchase with foreign currencies.

0% Introductory APR

Introductory APR is going to be 0% for only purchases. There is not introductory APR for balance transfers and cash advances. Introductory APR is going to be for 12 months.

Low Balance Transfer and Cash Advance Fees

Maximum fees for balance transfer and cash advance is only 3%. There are still cards which are providing this service for lower fees but we can say that 3% is below average. However the maximum fee is above the average with $10.

Bank of America Travel Rewards Credit Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
12 Months Introductory APR: 0%

17.24% – 25.24%

1.5 rewards points for your purchases.

Earn 25000 bonus points after you spend $1000.

No Annual Fee No Foreign Transaction Fee $10 or 3% 20.24% to 27.24% $10 or 3% 17.24% – 25.24%

FTF: Foreign Transaction Fee

Bank of America Travel Rewards Credit Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 215 200 100
Zero Interest 210 180 43
Rewards 205 189 64
Sign-Up Bonus 192 199 44

Similar Credit Cards

You can leave a review to the comment section below for Bank of America Travel Rewards Credit Card.

Originally posted 2019-04-25 20:16:37.

BankAmericard

BankAmericard

Review

BankAmericard is a credit card that you can get directly from the official website of Bank America. The card is providing good benefits for you. The card is providing one of the lowest APR rates in Bank America card family. If you would like to get a low interest credit card from Bank America, you can consider about this card. You can see other good features of BankAmericard below in our review. You can also review the card with the comment section.

No Annual Fee

There is no annual fee for this card. This will help you to save a lot with the help of low interest rates.

Long Introductory APR

The card can be very beneficial for you since you are not going to pay APR for 15 months. This is one of the best features of the card. It will be also very good for consumers.

Save Money with Low Interest Rates

After long introductory APR period, you will not pay high interest rates for your card. There are variable APR rates for the card. It is about 15.24% – 25.24%. Cash advance rate can be quite low too. It depends on your credit worthiness though. Cash Advance APR rate is 18.24% to 27.24%.

Good Maximum Balance Transfer and Cash Advance Fees

You are not going to pay any fee for Balance Transfer for first 2 months. Then you will need to pay 3% maximum for Balance Transfer. Cash Advance Fees are same with balance transfer. However minimum fees are $10 for both and this is a little bit hight.

You won’t Pay More APR in Late Payments

APR rates of the card is fixed and it won’t raise when you make late payments and you won’t be charged more.

CreditCardKarma Thoughts on BankAmericard

This card can be beneficial for you if you don’t want to pay interests for a long time. Besides if you have good creditworthiness, you can pay quite low interest fees. Maximum balance transfer and cash advance fees are very good.

BankAmericard Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 15 months.

15.24% – 25.24%

No Rewards & Bonus Points None 3% $10 or 3% 18.24% to 27.24% $10 or 3% 0% APR for first 15 months.

15.24% – 25.24%

FTF: Foreign Transaction Fee

BankAmericard Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 209 200 100
Zero Interest 205 180 43
No Annual 170 166 60

Similar Credit Cards

You can write a review for this card below or you can also read user reviews.

Originally posted 2019-04-25 19:36:25.

Blue from American Express

Blue from American Express

Review

Blue from American Express is a credit card for bad credits. You can apply for this card from the official website of the company. The card doesn’t ask for annual fee at all and you will still able to collect rewards with this card. You can find all details about the card in our detailed review below. You can also read user reviews at the comment section.

Earn 1x Rewards for Your Eligible Purchases

Blue from American Express provides 1x rewards per $1. You will able to redeem these points for your purchases again.

No Annual Fee

Annual fee can be costly for these cards and many credit card company is asking for annual fee for similar cards. However this card will come to you without annual fee at all. Which will be perfect for you.

Average APR Rates

26.24% is the APR rate which you should pay for purchases and balance transfers. It is not that bad if you are planning to have a card which will help you to fix your bad credit history.

Low Balance Transfer and Cash Advance Fees

Balance transfer and cash advance fees are quite reasonable. However there are still credit cards which have lower fee offers. You will need to pay $5 minimum and 3% maximum for cash advance and balance transfer.

Blue from American Express Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 26.24% 1x rewards for your eligible purchases. No Annual Fee. 2.7% $5 or 3% Regular: 27,49% $5 or 3% Regular: 26.24%

FTF: Foreign Transaction Fee

Blue from American Express Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 162 200 100
Rewards 150 189 64

 

Similar Credit Cards

You can write a review to the comment section below and you can read reviews of other customers.

Originally posted 2019-04-25 09:58:33.

American Express Green Card

American Express Green Card

Review

If you would like to have American Express Green Card, you can apply it from the official website of American Express. The card is providing some good rewards for you. There are some bonus points for your membership with the card, there are rewards for your purchases and there is also introductory annual fee for one year. We are going to mention about the benefits of the card and other good features in our detailed review below. You can also read other users reviews at the comment section below. If you are user of the card, you can also write a review.

Get 25000 Bonus Points for $1000 Purchase

If you make $1000 worth purchase after you get the card, you will receive 25000 bonus with American Express Green Card. You will need to make these purchases in first 3 months after you receive the card. Otherwise you will not receive bonus points.

Introductory Annual Fee

You are not going to pay annual fee for the first year. However then you will need to pay $95 for the card annually.

2x Rewards Points on Amextravel Purchases

You can receive 2x rewards points on Amextravel.com purchases. For other purchases you are going to receive 1x rewards points. If you are a regular customer of Amextravel, this feature can be beneficial for you.

CreditCardKarma Thoughts on American Express Green Card

The card is good for those who are purchasing from Amextravel regularly. However if you are not purchasing from Amextravel, this won’t be a good option for you since rewards and bonus rate is quite low.

American Express Gold Card Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 20.49% 2x rewards points on purchases from amextravel.com.

1x rewards points to other purchases

25,000 points Sign-Up Reward.

$95 2.7% Learn from Company Get more info from Amex Learn from Company Regular: 20.49%

FTF: Foreign Transaction Fee

American Express Gold Card Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 175 200 100
No Foreign Transaction 169 178 40
Sign-Up Bonus 185 199 44
Rewards 165 189 64

 

Similar Credit Cards

Originally posted 2019-04-25 08:34:53.

Marriott Bonvoy Brilliant American Express Card

Marriott Bonvoy Brilliant American Express Card

Review

Marirott Bonvoy Brilliant American Express Card is providing many good features for you if you are regular client of Marriott Hotels. You will able to collect bonus points and rewards points with the card and you can also redeem those points for your purchases on Marriott Hotels once more. There are not only rewards with points with the card. You will able to be stay one night free in Mariott Hotels with these cards. There will be also $300 worth statement credits for each year. We are going to provide all good features of the card in our detailed review. You can see our review below. If you would like to review fort his card, you can also leave a comment. Our review points are based on user votes!

100000 Bonus Points for $5000 Purchase

If you spend $5000 in first three monts after you receive the card, you are going to receive 100000 bonus points. This is only one time offer and you will able to receive these points only if you spend $5000 in first three months.

Earn Various Rewards Points with Your Purchases

You can earn 6x rewards points (Marriott Bonvoy Points) when you purchase on Marriott Hotels. You will able to earn 3x rewards points when you purchase from United States restaurants and airlines. Consumers should purchase from directly from airlines to earn 3x rewards points. For other purchases you are going to receive 2x rewars points.

$300 Statement Credits

When you get the membership of the card you are going to have $300 statement credits. Your credits are going to be renewed every year.

Free Night in Marriott Hotels

You will able to stay one free night in Marriott Hotels with the membership of the card. You will able to do that once in every year.

No Foreign Transaction Fee

You will not pay extras fees with your card when you purchase from abroad or when you purchase things with foreign currency.

CreditCardKarma Thoughts on Marriott Bonvoy Brilliant American Express Card

This is a good credit card with high annual fee. You should calculate your expenditures and possible rewards fort his card well to understand if it is beneficial for you. Free night and statement credits are also very attractive for consumers.

Hilton Honors Card Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
17.99% – 26.99% 6x points when you purchase from Marriott Hotels.

3x points when you purchase from US restaurants and airlines.

2x points for the rest of purchases.

100000 bonus points when you spend $5000 first 3 months.

$450 None $5 or 3% 27.49% $5 – 3% 17.99% – 26.99%

FTF: Foreign Transaction Fee

Editor Scores for Hilton Honors Card

Type of Card Editor Score Overall Score Total Cards
General 220 200 100
Sign-Up Bonus 200 199 44
Rewards 220 189 64
Hotels 345 356 5

Similar Credit Cards

Originally posted 2019-04-25 04:40:56.

Hilton Honors American Express Aspire Card

Hilton Honors American Express Aspire Card

Review

Hilton Honors American Express Aspire Card is the highest level of the Hilton card family. You will also get highest bonus points and rewards points with the card. If you would like to see our review for other Hilton cards, you can check here: Ascend Card, Honors Card. The card is providing 150000 bonus points and 14x – 7x – 3x rewars points for consumers. Especially if you are a regular customer of Hilton Hotels, we recommend you to think about getting these cards since it can be exremely beneficial for you. There are also several benefits of the card other than rewards and bonuses. We are going to provide all these features to you in our detailed review below. If you are also a user of this card, you can leave a review at the comment section below.

Earn 150000 Hilton Honors Points After Spend $4000 in First 3 Months

You can earn 150000 honors points if you spend $4000 in first 3 months after you get the card. You can redeem these points on your purchases on Hilton again and this will be extremely beneficial for you.

14x & 7x & 3x Rewards on Your Purchases

You will receive 14x rewards points on your Hilton Hotels purchases. You will receive 7x rewards points on your purchases from amextravel, car rental companies and United States restaurants. You will receive 3x rewards for your rest of purchases. With those bonus rates Hilton Hotels and Amex made a good balanced travel card which is focused on stays on Hilton.

A Free Night Stay on Hilton Hotels

Every members of this card will earn a weekend night stay on Hilton Hotels. If you spend $60000 with your card in a year, you will earn another weekend night stay with the card.

Earn $250 Statement Credit Yearly

You will also earn $250 statement credit yearly with the card. Your statement credits will be renewed every new year.

Don’t Pay for Foreign Transactions

You won’t also need to pay for foreign transactions with your card. What does it mean? When you visit abroad, some cards will ask you to pay exra fees since you buy things with foreign currency. This won’t be happen with Hilton Honors American Express Aspire Card. You won’t also need to pay extras when you purchase from internet.

CreditCardsKarma Thoughts on Hilton Honors American Express Aspire Card

This card can be quite beneficial for you despite of high annual fee. Statement credit amount, bonus points and rewards points rate making this card very valuable on the market.

Hilton Honors American Express Aspire Card Card Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
17.99% – 26.99% 14x points when you purchase from Hilton Hotels and Hilton Portfolio.

7x points when you purchase from United States restaurants, amextravel, car rental companies.

3x points for the rest of purchases.

150000 bonus points when you spend $4000 first 3 months.

$450 None $5 or 3% 27.49% $5 – 3% 17.99% – 26.99%

FTF: Foreign Transaction Fee

Editor Scores for Hilton Honors American Express Aspire Card

Type of Card Editor Score Overall Score Total Cards
General 230 200 100
Sign-Up Bonus 240 199 44
Rewards 268 189 64
Hotels 485 356 5

Similar Credit Cards

Originally posted 2019-04-25 04:09:49.

Credit Card Karma