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AmeriFirst Platinum Visa Card

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CreditExpert
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AmeriFirst Platinum Visa Card

Review

Amerifirst Platinum Visa Card is a credit card with low interest rates and no annual fee. There is 13.75 rates for balance transfer and purchases. Besides 13.75% for cash advance rate is very good. However the main problem of this card is rewards. There is not any attracting rewards options for consumers. You won’t pay annual fee for the card. Balance transfer and cash advance fees are also very good.

You can see some rates of AmeriFirst Platinum Visa Card below. You can also read user reviews and editor scores.

Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% APR for purchases for 7 months.

Regular:

13.75%

 None None 2% $25 $5 or 3% 13.75% $5 or 3% 0% APR for first 7 months.

Regular:

13.75%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 212 200 100
Zero Interest 117 180 43
Balance Transfer 236 226 50
Low Interest 182 173 24
No Annual 147 166 60

You can read some users reviews of Amerifirst Platinum Visa Card below.

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Originally posted 2018-12-21 22:46:57.

SunTrust Bank Travel Rewards Credit Card

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CreditExpert
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SunTrust Bank Travel Rewards Credit Card

Review

If you are travelling very often and if you would like to have a travel credit card for that, this is one of those options for you. You are going to earn unlimited cashback as much as you can with SunTrust Bank Travel Rewards Credit Card. The card is providing reasonable interest rates for purchases and balance transfers. Cash Advance APR is high though. The other upside of the card is foreign transaction fee. If you are visiting abroad very often, no foreign transaction fee feature of the card is going to help for saving more money.

You don’t need to pay Balance Transfer APR in first 15 months. This introductory APR will help you for balance transfer freely except regular fees. Regular fee is 3%.

You can find rates of SunTrust Bank Travel Rewards Credit Card below. You can also read user reviews and editor scores.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 13.24%–23.24% 3% cashback on travel purchases.

2% cashback on dining purchases.

1% cashback on all other purchases.

 First year waived.

$89

 None $38 4% 26.99% 3% 0% APR for first 15 Months

Regular: 13.24%–23.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 230 200 100
No Foreign Transaction 175 178 40
No Annual 110 166 60
Balance Transfer 160 226 50
Zero Interest 140 180 43
Rewards 186 189 64
Cash Back 120 123 26
Travel 206 196 8

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Originally posted 2018-12-21 21:15:04.

SunTrust Bank Cash Rewards Credit Card

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CreditExpert
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SunTrust Bank Cash Rewards Credit Card

Review

SunTrust Bank Cash Rewards Credit Card has lots of nice features for those who wants to have a cashback card. You are going to earn 5% cash back in your first $6000 worth gas and grocery purchases. Then your gas and grocery purchases is going to be 2% and it is unlimited. For the rest of purchase categories, you are going to earn 1% cashback. There is also no APR for 15 months for balance transfers and purchases. There is not any annual fee for the card and there is not also foreign transaction fees.

The downside of the card is high cash advance APR with %26.99. This is a little bit high.

You can see all rates of SunTrust Bank Cash Rewards Credit Card below. You can also read user reviews and editor scores.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% APR for first 15 Months

Regular: 13.24%–23.24%

 2x for gas and grocery purchases.

1x for purchases at all other categories.

Bonus: 5% cash back for first $6000 worth gas and grocery purchases.

 None None $38 4% 26.99% 3% 0% APR for first 15 Months

Regular: 13.24%–23.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 250 200 100
No Foreign Transaction 191 178 40
No Annual 201 166 60
Balance Transfer 210 226 50
Zero Interest 241 180 43
Sign-Up Bonus 252 199 44
Rewards 243 189 64
Cash Back 180 123 26

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Originally posted 2018-12-21 19:38:13.

Valley State Bank Classic Visa Card

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CreditExpert
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0
Valley State Bank Classic Visa Card

Review

Valley State Bank Classic Visa Card is a low interest credit card with some good APR options. The APR of the card is 13.67% for purchases and balance transfers. There is no %18 cash advance APR which is not bad at all. You will not need to pay for balance transfers with this card. There is not any balance transfer fees. 2% cash advance and foreign transaction fee is not very high. Actually this is very good rate for cash advances.

Like Platinum Card of the same company, this card’s main problem is rewards and bonuses. There are not any bonuses and rewards in the card which will attract to consumers. (The only difference between platinum and classic cards is 2.5% APR)

You can see rates of Valley State Bank Classic Visa Card below. You can also read user reviews and editor scores.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
13.67% Not Available None 2% $25 2% 18.00% None 13.67%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 205 200 100
Low Interest 148 173 24
No Annual 147 166 60
Balance Transfer 235 226 50

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Originally posted 2018-12-21 18:25:52.

Valley State Bank Platinum Visa Card

By
CreditExpert
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0
Valley State Bank Platinum Visa Card

Review

Valley State Bank Platinum Visa Card is a simple credit which doesn’t have many additional features. The card is only providing low APR for purchase and balance transfer categories. There is also no balance transfer fee for the card. These are some upsides of the card. 18% APR for cash advance is not also bad. %2 Cash Advance fee is also very low.

Down sides of the card… Firstly we should tell you that it is a simple credit service. You will not gain bonuses or rewards points for this. You will need to pay 2% more at foreign purchases with the card.

See rates, user reviews and editor scores of the card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
11.17% Not Available None 2% $25 2% 18.00% None 11.17%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 210 200 100
Low Interest 158 173 24
No Annual 152 166 60
Balance Transfer 243 226 50

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Originally posted 2018-12-21 18:04:29.

Citizens Trust Bank Visa Prestige Elite Credit Card

By
CreditExpert
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0
Citizens Trust Bank Visa Prestige Elite Credit Card

Review

Visa Prestige Elite Credit Card has the lowest interest rate credit card in Citizens Trust Bank. The card is providing 9.25% APR for cash advance, balance transfer and purchase. You don’t need to pay extra percentages for cash advances, balance transfers and foreign transactions with Citizens Trust Bank Visa Prestige Elite Credit Card. You will only pay $1.5 for cash advances.

There is also no annual fee for the card. The card is providing many good adventures for consumers. However there is not rewards points for this card and you are not going to earn any bonus. If you would like to have a rewards cards, you will need to take a look at alternative options. If you would like to get rewards card from the same bank, you can take a look at Citizens Trust Bank Visa Classic ATL Credit Card.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
9.25% Not Available None None $30 $1.5 9.25% None 9.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 262 200 100
No Foreign Transaction 151 178 40
Low Interest 201 173 24
No Annual 161 166 60
Balance Transfer 285 226 50

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Originally posted 2018-12-21 17:14:09.

Citizens Trust Bank Visa Privilege

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CreditExpert
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0
Citizens Trust Bank Visa Privilege

Review

The other Citizens Trust Bank option for credit rebuild and credit build is Visa Privilege card. Reasonable APR, low annual fee, no cash advance fee, no balance transfer fee is one of the best options of Citizens Trust Bank Visa Privilege. It can be a good opportunity for you if you are seeking a card for building credit history. You can also check secured credit card option of Citizens Trust Bank.

The cards purchase, balance transfer and cash advance APR is 13.74% – 21.74%. It is nice that Citizens Trust Bank is still calculate the creditworthiness for rebuild card unlike other banks. No foreign transaction fee and no balance transfer fee opportunities is awesome for those who will have their first card. Besides you will not pay more than $1.5 for cash advance.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 13.74% – 21.74% None $30 None $30 $1.5 13.74% – 21.74% None Regular: 13.74% – 21.74%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 206 200 100
Credit Builder 184 127 10
For Bad Credits 232 165 10
No Credit History 238 168 10

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Originally posted 2018-12-21 12:04:10.

Citizens Trust Bank Visa Classic Secured Card

By
CreditExpert
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0
Citizens Trust Bank Visa Classic Secured Card

Review

Citizens Trust Bank Visa Classic Secured Card is an awesome opportunity for those who wants to have a simple card with low interest rates. A secured card with no annual fee, no balance transfer fee and no cash advance rate is very good opportunity. 15.25% rate for secured card is also very unique and excellent. The cash advance fee is only $1.5.

APR is only 15.25% for Balance Transfers, Cash Advances, Purchases. There is no foreign transaction fee and it means you are not going to pay extras for foreign purchases.

You can see some user reviews, card rates and editor scores of Citizens Trust Bank Visa Classic Secured Card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 15.25% 1 Scorecard points N/A None $30 $1.5 15.25% None Regular: 15.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 220 200 100
No Annual 174 166 60
Rewards 145 189 64

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Originally posted 2018-12-21 01:22:17.

Citizens Trust Bank Visa Classic ATL Credit Card

By
CreditExpert
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0
Citizens Trust Bank Visa Classic ATL Credit Card

Review

Citizens Trust Bank Visa Classic ATL Credit Card is providing many good features for consumers. Low interest rates is one of the main features of the card. There is just 11.25% annual rates for purchases, cash advances and balance transfers. Besides there is no balance transfer for the card. Cash advance fee almost doesn’t exist too. You will only pay $1.5 dollars for each cash advances. The card is providing perfect low interest options to you with all those free options.

If you want a card with rewards, this card can be an option for you. You are going to earn scorecard rewards points and you can redeem these points for multiple things.

There is also no foreign transaction fee, no annual fee for the card which makes this card awesome for consumers. All you need to pay is 11.25% APR with Citizens Trust Bank Visa Classic ATL Credit Card.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 11.25% 1 Rewards Points N/A None $30 $1.5 11.25% None Regular: 11.25%

FTF: Foreign Transaction Fee

Editor Scores

 

Type of Card CCC Editor Score Overall Score Total Cards
General 260 200 100
No Foreign Transaction 175 178 40
Rewards 145 189 64
Low Interest 190 173 24
No Annual 180 166 60
Balance Transfer 280 226 50

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Originally posted 2018-12-20 23:33:17.

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