Home Blog Page 17

American Express Blue Cash Preferred Card

By
CreditExpert
-
0
American Express Cash Magnet Card

Review

American Express Blue Cash Preferred Card is a credit card which you can use for cash back. We have introduced another cash back card of American Express recently. You can get more information on Cash Magnet Card in our page and you can also review it. We will mention about preferred card on this page and differences between Blue Cash Preferred and Cash Magnet Cards.

6% Cashback on Supermarket & 3% Cashback on Gas Purchases

You will earn 6% cashback on supermarket purchases with the card. It is limited with $6000 per year. So you will able to earn $360 cash back in a year for your regular purchases on supermarkets. This is a good opportunity if you do purchase supermarkets very often. There is also 3% cashback for gas and it is unlimited. You will earn 1% cashback for all other purchases. This is good opportunity for those who wants to have high cashback for gas & supermarket purchases.

You can redeem cashbacks as statement credits.

$95 Annual Fee

You need to pay about $95 annually to use this card. There is also no introductory period for annual fee. Other fees are similar with Cash Magnet card. You need to pay $5 or 3% for balance transfer and cash advance. You need to pay 2.7% for foreign transaction.

12 Months No APR

You will not pay for APR for 12 months after you received your card. This is valid for purchases and balance transfers. After a year later, you will need to pay 15.24% to 26.24% APR for purchases and balance transfers. 27.49 is for cash advances.

Bonuses

There is $250 cash back after you spend $1000. You can redeem it in the form of statement credit. This very good opportunity for those who are looking for good bonus with less purchase amount. However we believe that a card with this rate should have much better bonuses. When we compare it with equal credit cards, there are some better bonus options at alternatives.

Thoughts

The card can be very beneficial for consumers who focused on supermarket and gas purchases on their cards. 3% cash back for gas is a good opportunity while there is also amazing 6% cash back for supermarket purchases. If your purchases are generally based on these categories, you will want to have this card. APR rates and no APR for 12 months are also very beneficial. You will also gain 1% cash back for all your other purchases with American Express Blue Cash Preferred Card.

American Express Blue Cash Preferred Card Fees and Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
15.24% – 26.24% 6% cash back to super market.

3% cash back to gas purchases.

1% on all other purchases.

$250 cashback after $1000 purchase.

 $95 2.7% $5 or 3% 27.49% $5 or 3% 15.24% – 26.24%

FTF: Foreign Transaction Fee

American Express Blue Cash Preferred Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 248 200 100
Zero Interest 210 180 43
Rewards 250 189 64
Cash Back 185 123 26
Sign-Up Bonus 225 199 44

Similar Credit Cards

If you have any thoughts about American Express Blue Cash Preferred Card, please leave a review below. You can also read other consumer reviews for the card.

Originally posted 2019-04-05 00:04:52.

American Express Cash Magnet Card

By
CreditExpert
-
0

Review

American Express Cash Magnet Card is one of the most popular cash back credit cards of United States. There are various bonuses which comes with the membership to this card and there are good amount of rewards with the card. You can see detailed review about the card below and get more information on interest rates and fees…

Spend $1000, Earn $200 Bonus Immediately

You will able to earn good bonuses with this card. When you spend $1000 with your card, you will earn 20 percent back and this is equal to $200. You will also receive another $200 back as statement credit with the card. This is good opportunity for those who are looking for credit cards with reasonable APR and good amount of bonuses.

Unlimited Cash Back with 1.5 Rate on American Express Cash Magnet Card

The card also giving cash back opportunity for consumers with 1.5 rate. The rate of the cash back is moderate. However it is good because it is unlimited. Most of card companies offers those rates with limited opportunities. So if you are looking for a card for general purchases, American Express Cash Magnet Card can be quite profitable for you. We are going to compare this card for you with other cash back cards at incoming days.

0% APR on Balance Transfers & Purchases for 15 Months

You don’t need to pay interest rates for 15 months after you get the card. This is valid for balance transfers and purchases. This is another upside of the card for consumers.

15.24% to 26.24% APR for Purchases and Balance Transfers, 27,49% APR for Cash Advances

The minimum annual percentage rate for the card is 15.24% and the maximum is 26.24%. The minimum APR is very good for this level of card. The maximum APR is reasonable. 27.49% for cash advance is not also very bad. However if you are looking for a card with low interest, this is not a perfect card for you.

Improved Rewards with Adding Your Family Members or Friends to Your Card

If you add additional cards to your friends or family members, you will also start to earn from their purchases too. You will also earn from your bills too. Such as phone number…

Fees of American Express Cash Magnet Card

No Annual Fee

You will not need to pay annually for the card and there is no time limit for this.

Balance Transfer & Cash Advance Fees

You will need to pay $5 minimum for balance transfer and cash advance. The maximum fee for the card is 3%. You will need to pay whichever greater on transfers.

Foreign Transaction

If you ever purchase items from a foreign location or a foreign currency, you will need to pay 2.7% more with the card.

American Express Cash Magnet Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
15.24% – 26.24% 1.5 Unlimited Cash Back

$200 bonus cash back for $1000 purchase.

 None 2.7% $5 or 3% 27.49% $5 or 3% 15.24% – 26.24%

FTF: Foreign Transaction Fee

American Express Cash Magnet Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 264 200 100
Zero Interest 236 180 43
No Annual 211 166 60
Rewards 260 189 64
Cash Back 170 123 26
Sign-Up Bonus 216 199 44

Similar Credit Cards

You can write a review for American Express Cash Magnet Card and give more information about the card to other consumers.

Originally posted 2019-04-02 01:07:36.

Bank of America Cash Rewards Credit Card

By
CreditExpert
-
0
Bank of America Cash Rewards Credit Card

Review

Bank of America Cash Rewards credit card is one of those best opportunities if you are looking for a cash back card. It provides several benefits for consumers. You can find a detailed review for the card below. There will be cash back and interest rates, promotions and benefits of the card in our review. If you are already using this card, please feel free to leave a review below.

3% Cash Back Rate for the Purchase Category That You Choose

3% cash back is an amazing rate for cash back and it is very unique. You can pick a purchase category and you can 3% cash back with this opportunity of the Bank of America Cash Rewards credit card. Categories that you can select: gas, online shopping, dining, travel, drug stores and home improvement and furnishing purchases.

Cash back rewards are limited with $2500 in a quarter.

2% Cash Back for Grocery Stores and Wholesale Clubs

You will able to get 2% cash back for Grocery Stores and Wholesale Clubs with the help of Bank of America Cash Rewards Credit Card. This is up to $2500 and combined with your grocery stores and wholesale club.

You will also earn 1% rewards for the each purchases you have made for other categories. If you reach the each limits which we counted above, you will also start to earn 1% cash back from those categories too.

Bonus Cash Rewards After Spending $500

You will able to earn 150 cash rewards after you spend $500 with your credit card. This is making this card more profitable for consumers. Bonus rewards are not attracting much but it is good opportunity when you think about the high cash back opportunities of the card.

Interest Rates and Fees

APR for purchases is 16.24% minimum for the card and the maximum is 26.24%. Your creditworthiness will determine the interest rate of your credit card. If you manage to get the minimum APR it can be quite beneficial card for you. You will need to calculate your expenses and also possible reward rates for maximum APR. You can also talk about a banker for your possible interest rates with Bank of America Cash Rewards Credit Card.

Introductory APR for 12 Months on Purchases and Balance Transfers

One of the good advantages of Bank of America Cash Rewards Credit Card is that you won’t need to pay APR rates for 12 months and this will help you to save a lot. This introductory APR is valid for purchases and balance transfers.

Fees

There is no annual fee of the credit card and this makes the card profitable for consumers. You need to pay 3% for cash advance and 3% for balance transfer.

Additional Rewards for Preferred Rewards

If you are already a preferred rewards client of Bank of America, you will gain additional rewards on your purchases. Amount of these extra rewards are depends with your tier. The minimum reward amount will be 25% and the maximum is going to be 75% more rewards. With the 3% cash back you can increase your earns to 5% with preferred rewards.

Bank of America Cash Rewards Credit Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
16.24% – 26.24% 3% cash back for one of these categories that you select: home improvement and furnishing, online shopping, dining, gas, travel, drug stores. (Limited with $2500 in a quarter.)

2% cash back to wholesale clubs and grocery stores. (Limited with $2500 in a quarter.)

1% cash back to all purchases.

 None 3% $10 or 3% 19.24% – 27.24% $10 or 3% 16.24% – 26.24%

FTF: Foreign Transaction Fee

Discover It Chrome Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 254 200 100
Zero Interest 226 180 43
No Annual 201 166 60
Rewards 316 189 64
Cash Back 174 123 26
Sign-Up Bonus 232 199 44

Similar Credit Cards

You can check user reviews of Bank of America Cash Rewards Credit Card below and you can also add your own review.

Originally posted 2019-03-05 14:49:30.

FNBO is the Best United States Bank in Public Relations

By
CreditExpert
-
0
FNBO is the Best United States Bank in Public Relations

When I decided to write for Credits Cards Center, I have never thought that I am going to write something like this. However thanks to First National Bank of Omaha, they were quite inspirational to me. They took my attention with their social media account on Twitter. I just want to mention about the opportunities of the bank and I want to show you a good example that how should a bank be social in real life. Just not in Twitter and Facebook… It doesn’t matter if you are a consumer or a business or a non-profit, we certainly recommend you to follow @FNBOmaha on Twitter. Be an eyewitness of their success on public relations. I believe FNB’s public relations should be investigated academically because their agenda is really well-balanced and very attractive. Other banks have so much to learn from FNBO. We, Credit Cards Center family congratulate Kevin Langin, Public Relations director of First National Bank. We also congratulate those who are working for social media and public relations of the bank.

 

Why FNBO is the Best in Public Relations

We are following almost all banks of USA through social media and we try collect information from them to get recent news about cards. We have seen that almost everyday FNBO is doing something nice just for good of the people and non-profits.

Let’s see some of those…

A proof that we are not lying…

 

I don’t how do you think about all of these… You can see more at Bank’s website and also Twitter account. As a consumer it makes me glad to see such social activities from a bank. It is not something I used to see almost everyday from a bank. However I see something surprising everyday from FNBO. I believe such social activities and promotions enhance the trustworthiness of the bank.

We wish the best luck for the bank and we will go on to watch them admiringly!

Originally posted 2019-01-26 04:20:11.

Wells Fargo Twitter Support Account

By
CreditExpert
-
0

If you would like to get support from Wells Fargo customer service, one of the best options for you is social media. You can get help about your credit cards with Wells Fargo Twitter Support Account. Besides you will not need to contact to credit card customer service or  any other services with this option. All you need to do is sending a DM through your Twitter account. Wells Fargo account on Twitter is @Ask_WellsFargo. You can contact to Wells Fargo through this social media service.

If you are new in this social networking website and don’t know how to write to Wells Fargo, you can also take a look at steps below.

New on Twitter! How to Contact Wells Fargo Twitter Account

You will need to register to Twitter first. This is normal registration process. You don’t need to do too much to get an account. Once you login to your account, you need to do the following for contact Wells Fargo through Twitter:

1-) Click/Tap on Tweet Button.

Click on Tweet Button

2-) Begin Type ask_WellsFargo and select the Wells Fargo account as we have shown in the image below.

Begin Type ask_wells Fargo and Select Wells Fargo Twitter Support Account

3-) Begin to write that you need a support for your credit card or another issue. Then click on tweet.

Begin to write that you need a support for your credit card or another issue

Now wait for response of the Wells Fargo. They are generally answering you in minutes but sometimes it can take time.

Alternative Social Media Accounts

There is only one way to contact Wells Fargo other than Twitter. It is Facebook. You can also write the company through online chat service. This will help you to have a conversation with customer service. We are going to give more information on this at our incoming pages! Keep follow us!

If you want to apply for a Wells Fargo Credit Card, you can take a look at all card reviews of Wells Fargo on our website. If you have any questions about usage of social networks or how to contact to Wells Fargo through this service, please leave a review below.

Originally posted 2019-01-17 02:42:13.

Wells Fargo Credit Card Services Number

By
CreditExpert
-
0
Wells Fargo Credit Card Services

Wells Fargo is one of the most popular credit card company of United States. You can apply these cards with online banking, through the website and also phone banking. If you would like to call Wells Fargo Credit Card Services Number, you will need to dial this number: 1-800-932-6736

Please ignore the +1 part if you are going to call the company from United States. If you would like to contact to Wells Fargo with some other ways, you can also find some solutions below.

Alternative Wells Fargo Credit Card Services Numbers

You will need to call the phone number above but if you have some difficulties to reach a Wells Fargo representative, you need an alternative way to reach the company. So you can call the this phone. This is the general contact phone of Wells Fargo company. You can also get some information on how to reach a credit card representative through this phone: 1-800-869-3557

These are also alternative ways to reach Wells Fargo:

  • Online Support Service.
  • Facebook Support.
  • Twitter Support.
  • Mail Support.
  • Email Support.

You can click one of those options to get more information about them. We provided all telephone numbers for you to contact Wells Fargo. We hope you are going to resolve your problem through reach the bank representative. We are going to provide more solutions for you at our pages on Credit Cards Center.

You can also feel free to ask us about how to contact Wells Fargo Credit Card Services.

Ask Us Your Questions About How to Contact Wells Fargo

If you have any questions about Wells Fargo card services number, you can feel free to ask us. You can comment this page or use our Q&A services to ask your questions. One of our representative is going to answer you as soon as possible. However we have figured out that Wells Fargo is answering questions pretty fast through Twitter support. You can get answers from this service really quick.

You can also check the list of Wells Fargo credit cards for online application if you just want to apply for a credit card. We have reviewed more than 100 credit cards on our website. You can also check some good alternatives all of credit cards. Find the best credit card product for yourself.

Originally posted 2019-01-17 01:41:01.

Regions Student Credit Card

By
CreditExpert
-
0
Regions Student Credit Card

If you want to have a Regions Student Credit Card but if you couldn’t find any option on the main page of the bank, this guideline is going to help you. However you need to know that if you are a student and if you have a good credit score, you can check better options at the bottom of this article.

Which Card You Should Apply as a Student?

If you are a student and if you would like to get a card especially from Regions Bank, you will need to apply for secured card of the company. However there are some requirements to have this card. You will need to have a bank account from the company and besides you will need to deposit $250 to your account. The bank is going to refund this amount to you whenever you want. You can increase the card limit with depositing more cash.

Secured card of the company is also known as Regions Explore Credit Card.

Regions Student Credit Card Requirements

  • Need to be 18 year-old at the least.
  • Only citizens of United States can apply for the card.
  • Required to have a bank account in Regions Bank.
  • Consumers have to deposit $250 at the least.
  • Consumers need to provide their annual employment income details.
  • Social security number.
  • ID card.
  • An email address.

You need to have all those documents and requirements to apply to Regions Student Credit Card.

Regions Student Credit Card Limit

You can improve your credit card limit as you deposit to your Regions Bank Deposit Account. These deposits are refundable when you cancel your credit card product. The minimum deposit is $250 at the moment.

Can Apply Online for Regions Student Card?

Unfortunately you can’t apply this card online. You will need to visit a branch of Regions Bank for this. You can find the nearest branch of Regions Bank on their website. Telephone banking and online banking is not also helping you about this. So all you need to do is visiting a branch of the company.

Regions Student Credit Card Interest Rates and Rewards

Unfortunately there is not any rewards and bonuses of the card. This is a secured card and there is not any service like this on Regions Student Card unfortunately. APR of the card is 24.74% and annual fee is $29. APR is a little bit high. There are other good opportunities for you if you are looking for a student card. You can see them below.

Other Student Credit Cards

Have any questions? Feel free to ask us!

Originally posted 2019-01-15 23:15:52.

How to Apply for Regions Credit Card?

By
CreditExpert
-
0
How to Apply for Regions Credit Card

There are 4 consumer and 2 business credit cards in Regions Bank. You can obtain these cards with online application. You can check all of these Regions cards in our pages and decide to pick one. We are going to tell you how to apply for Regions Credit Card on this page for you. Please don’t look at our reviews and make decision for your card before the application.

Apply for Regions credit card. Step by step with pictures…

  1. Go to official website of Regions first.
  2. Click on credit cards in the main page.Click on credit cards in the main page.
  3. Click on apply now button under the credit card which you want to own.Click on apply now button under the credit card which you want to own
  4. Read what you need for the credit card application and if you have all necessary documents scroll down. These documents can also be different for each cards. So don’t take written terms below as a source for every cards.Read what you need for the credit card application and if you have all necessary documents scroll down
  5. If you are a new customer, click on new customer button. If you are an existing customer, then click on Existing Customer Button.If you are a new customer click on new customer button
  6. All cards will ask you to have a promotional code. You will need to call Regions Bank Credit Card Customer Care service for this or you will need to visit a bank to get a promotional code.
  7. As a new customer, you will need to provide all required documents. If you are a existing customer, you will need to verify your account with online banking.

You need to follow all instructions and apply for Regions Credit Card.

Which cards you can apply online?

There are four cards in Regions Bank. If you want to apply for Regions credit card, you can apply those cards online…

Unfortunately you can’t apply online for Regions Explore Card, you will need to visit a Regions Bank branch for this secured card opportunity.

You will need to verify that you have an account on Regions Bank before the application. So we recommend you to call the bank before apply for Regions credit card.

Do You Need a Bank Account for Applying Regions Credit Cards?

Unfortunately Regions Bank requires you to have a bank account before applying to Regions Card. You will need to be U.S. citizen for this. You should be a relative of foreign official or an associate. Otherwise you won’t able to apply for the card. Regions Bank cards are not available for immigrants and foreigners in the country.

Call Regions Bank for Phone Application

You can also call regions bank for an online application. All you need to do is caling 1-800-734-4667 for this. A banker is going to help you about this.

We have told you how to apply for Regions Credit Card online and telephone. If you have any questions regarding these cards and application process, please let us know.

Originally posted 2019-01-15 03:26:52.

What will Happen to First South Bank Debit Cards & Credit Cards After Sale?

By
CreditExpert
-
0
First South Bank Debit Cards & Credit Cards After Sale

First Citizens Bank buy First South Bank recently with $38 million deal. Some credit card users of First South Bank are curious about the situation of credit cards… We are going to explain what will happen to First South Bank Credit Cards on here. Firstly if they even change the name of the bank, nothing will change for you. First Citizens Bank is going to keep your bank accounts in same and there won’t be any change on balances.

Any Change Will Take Place on First South Bank Credit Cards?

Besides nothing will happen to your credit card after the sale. You can go on to use your credit card as much as you can. When you renew the card, you will need to contact First Citizens Bank though. (Or First Citizens Bank doesn’t change the name of First South Bank, you will still need to contact to the same company.)

There will Be Change on Fees or Interest Rates?

Besides the rates of your credit card are not going to change. You will go on to use your credit cards with same interest rates and same fees as same as the first day you received the card. So according to laws, you will go on to use your card in same.

Can I Exchange My Card with First Citizens Bank Credit Card?

This depends on the First Citizens Bank’s terms. We recommend you to contact to the bank after the sale completely done between two companies. You are going to get more information from bankers of the company. You can see some First Citizens Bank Credit Cards on our website, you can check rates and our reviews:

First Citizens Rewards Visa Card is looking quite attractive for consumers.

Can I Apply First Citizens Bank Credit Cards after Sale of First South Bank?

You can highly likely that you will able to apply those two credit cards that we mentioned above, after the sale of First South Bank. However we still recommend you to contact banker of the company before applying those.

First Citizens Bank Credit Card Customer Care Services Phone Number: 1.888.323.4732

Have any questions? Feel free to ask us!

What is the Situation for Debit Cards

As we already explained above, there won’t be also any change at debit cards after the sale of First South Bank. Your balance is going to be same and your account is going to be safe.

Originally posted 2019-01-13 03:57:45.

Discover Student Chrome

By
CreditExpert
-
0
Discover Student Chrome

Review

Discover Student Chrome card is one of good cards for students. There are good cash back opportunities on the card. Especially if you are spending for gas and restaurants. You can see our detailed review on this card below. Please let us know if you have any questions regarding the card or our review.

Discover Student Chrome Interest Rates & Fees

Minimum APR of the card is very good but if it is your first time to get a credit card, you will face with a high interest rate like 24.24%. There is still an introductory period for purchases but it is for short time. Only 6 months. There is also introductory period for balance transfers too and it is 10.99% for 6 months.

There is no annual fee of Discover Student Chrome and this is a good advantage for students.

The balance transfer fee is low. However cash advance fees are high with $10 minimum and 5% maximum rates.

As same as other Discover it cards, there is not any statement about foreign transaction fee of the card. So we recommend you to contact Discover it customer services to learn more about this issue. If you are not buying from abroad or foreign shops, you can ignore this though.

Discover Student Chrome Rewards & Bonuses

Discover Student Chrome is providing 2% cash back for gas and restaurant. This is limited with $1000 purchase for each quarters of the year. Rest of purchases will be rewarded with 1% cash back. Cash back rates not bad for a student card.

You can get bonus statement credit if you be successful in the school and it is $20. This is not much but since this is extra we are not going to complain about this.

There is also cash back match after 12 billing later. It means you will be rewarded with all cash back that could manage to collect in a year. So If you collect 5000 cash back, you are going to get 5000. 2500=2500… This is also very good feature for a student card.

Thoughts

We believe that this is one of best student cards, despite of high rates. We recommend you to not to use this card for Cash Advance. Then it will be quite good for you.

Discover Student Chrome Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 6 months.

15.24% – 24.24%

 2% cash back on gas and restaurant purchases. This is limited with $1000 in each quarter.

1% cash back for all other purchases.

$20 available on successful grade. See the credit issuer website.

There is a cash back match available in the card as same as other Discover it cards.

 None Unknown $10 or 5% 27.24% 3% 10.99% APR for first 6 months.

15.24% – 24.24%

FTF: Foreign Transaction Fee

Discover Student Chrome Editor Scores

Type of Card Editor Score Overall Score Total Cards
Student 165 135 2

Similar Credit Cards

Originally posted 2019-01-11 01:06:17.

1...161718...20Page 17 of 20

Credit Card Types & Reviews

EDITOR PICKS

POPULAR POSTS

POPULAR CATEGORY

©
Credit Card Karma