Home Blog Page 20

U.S. Bank FlexPerks Travel Rewards Visa Signature Card

U.S. Bank FlexPerks Travel Rewards Visa Signature Card

Review

U.S. Bank FlexPerks Travel Rewards Visa Signature Card is a credit card which will be very beneficial for travel. You will able to redeem your points for multiple travel goods with this card. There is also good sign-up bonus for the card which you can also redeem for multiple travel goods. You can find detailed information and review for the card below. If you have any questions regarding our review, please let us know. If you already own U.S. Bank FlexPerks Travel Rewards Visa Signature Card, you can write a review for the card in comment section below.

Earn 25000 FlexPoints with spending $2000 in first four months

You will able to receive 25000 FlexPoints with spending $2000 first four months of the card. You will able to redeem those points for multiple travel goods. Such as rent a car, airlines, hotels, etc. You can get the more information about other options in the official website of the credit card. 25000 FlexPoints are going to be equal to $375 when you redeem them for travel. This can be quite beneficial for those who are planning to have vacation or who are having business trips very often.

No Foreign Transaction Fees

This is certainly very good feature if you visit abroad often or if you visit abroad for vacation. You will not pay extras with your credit card. This is always a good feature for a travel credit card. You will not pay extras with this feature when you buy from abroad or when you buy things with foreign currency.

$0 Introductory Annual Fee

You are not going to pay any annual fee for the first year. One year later, you will need to pay $49 for the card which is very reasonable price for a travel card in this level.

2x FlexPoints Rewards for Many Purchase Categories

You will receive 2x flexpoints rewards for airlines, gas stations, grocery, cell phone providers purchases. You will also receive 1x rewards points for the rest of your purchases.

U.S. Bank FlexPerks Travel Rewards Visa Signature Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
No Introductory APR

16.24% to 26.24%

2x Flex Points for Purchases at airlines, gas stations, grocery, cell phone providers purchases.

1x FlexPoints for Purchases rest of categories.

Spend $2000 in first 4 months and earn 25000 FlexPoints.

Introductory Fee for 12 months: $0

$48

None $5 or 3% 26.24% $4 or 10% No Introductory APR

16.24% to 26.24%

FTF: Foreign Transaction Fee

U.S. Bank FlexPerks Travel Rewards Visa Signature Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 220 200 100
Rewards 220 189 64
Sign-Up Bonus 197 199 44

Similar Credit Cards

Originally posted 2019-05-26 08:13:21.

U.S. Bank FlexPerks Gold American Express Card

U.S. Bank FlexPerks Gold American Express Card

Review

U.S. Bank FlexPerks Gold American Express Card is very profitable card to earn bonus points and redeem points for travel purposes. You will find many useful features of the card in our review below. You can also write a review for the card and let other consumers know how the card is beneficial for you or let others know about your negative thoughts.

Earn 30000 FlexPoints After Spend $2000 in First 4 Months

You will receive 30000 FlexPoints after you spend $2000 with U.S. Bank FlexPerks Gold American Express Card. When you redeem all these points for travel, it will worth $450. This is a quite good sign-up bonus for the card. You can receive those points if you make $2000 worth purchase in 4 months, otherwise you will not able to get bonus.

3x FlexPoints at restaurant purchases, 2x FlexPoints at gas stations and airlines purchases

You will receive 3x FlexPoints for restaurant purchases with the card. If you think that you are purchasing too much from restaurants, this option can be very beneficial. There are also 2x FlexPoints for gas stations and airlines purchases. Since gas purchases is a general purchase category, this is also very good opportunity for you.

You will able to receive 1x FlexPoints for all other purchase categories.

No Foreign Transaction Fees

You will not need to make extra payments for foreign transactions with U.S. Bank FlexPerks Gold American Express Card. There is no introductory period for APR rates and there is an annual fee which will cost you $85 yearly.

U.S. Bank FlexPerks Gold American Express Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
No Introductory APR

16.24% to 26.24%

 

3x FlexPoints for Purchases at Restaurants.

2x Flex Points for Purchases at airlines and gas stations.

1x FlexPoints for Purchases rest of categories.

Spend $2000 in first 4 months and earn 30000 FlexPoints.

$85 2% $5 or 3% 26.24% $4 or 10% No Introductory APR

16.24% to 26.24%

FTF: Foreign Transaction Fee

U.S. Bank FlexPerks Gold American Express Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 225 200 100
Rewards 232 189 64
Sign-Up Bonus 201 199 44

Similar Credit Cards

Originally posted 2019-05-26 07:47:44.

U.S. Bank Visa Platinum Card

U.S. Bank Visa Platinum Card

Review

U.S. Bank Visa® Platinum Card is a 0% APR credit card for 20 months. You are not going to pay for interest rates for 20 billing cycles with the card. It is one of the most important features of the card. Besides you won’t need to pay annually for it. You can read a detailed review for U.S. Bank Visa Platinum Card below. If you have any questions regarding our review, please ask us. If you are already own the card, you can also write a review in the comment section below.

No APR Payment for 20 Billing Cycles

You will not need to pay for the card’s interest rates for 20 billing cycles. It means no need to make many payment almost 20 months. This is good opportunity for those who wants to have card with no APR for a long introductory period. Introductory APR is valid for balance transfers and purchases with your card. You will need to pay APR rates if you cash advance with U.S. Bank Visa Platinum Card.

20 months later the regular APR is going to be 14.74% to 25.74%. It is variable.

Is it the Best 0% APR Credit Card of United States?

We believe that some cards are far better than U.S. Bank Visa Platinum Card, so we can’t call that it is the best 0% APR credit card. However we can easily tell that it is one of the best ones with long term introductory period.

No Annual Fee

You are not going to pay annual fee for the card. This is going to be very profitable for you. There is also a cell phone protection insurance of the card.

U.S. Bank Visa Platinum Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
20 Months Introductory:

0% APR

14.74% to 25.74%

 

None

None 2% $5 or 3% 26.24% $4 or 10% 20 Months Introductory:

0% APR

14.74% to 25.74%

FTF: Foreign Transaction Fee

U.S. Bank Visa Platinum Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 200 200 100
Zero Interest 252 180 43
No Annual 205 166 60

Similar Credit Cards

Originally posted 2019-05-26 06:26:12.

U.S. Bank Cash 365 American Express Card

U.S. Bank Cash 365 American Express Card

Review

U.S. Bank Cash 365 American Express Card is a credit card which is providing 1.5% cash back to consumers. The card is also providing reasonable sign-up bonus. You can read detailed information and review for the card below. You can also write your review for U.S. Bank Cash 365 American Express Card. If you have questions regarding our review on this page, you can ask them through commenting this page.

Unlimited 1.5% Cash Back

We have mentioned about another cash back card of U.S. Bank recently. You can also check our review and compare both cards. Select the most beneficial one. U.S. Bank Cash 365 American Express Card has 1.5% cash back rate for your all purchases which is very good for consumers. The best feature of the card that it is unlimited. You will able to receive your cash backs anytime for your purchases. You will able to get your cash backs throug statement credit and deposit it to your bank account.

Earn $150 Cash Back When You Spend $500

You will receive $150 cash back if you spend $500 in first three months. This is a reasonable sign up bonus for the card. You will not spend much but you will receive a good amount of cash back. This can be also a good opportunity for card owners.

Low Balance Transfer Fees and Rates

Balance transfer fees and rates are quite low with the card. You will pay $5 minimum or 3% maximum with the card. However 2% foreign transaction fee is not something we like. We generally recommend no foreign transaction fee cards. However the rate of the transaction is not much when we compare it with similar cards.

There is also no annual fee for this card. This will make the card more beneficial for consumers and their cash backs.

U.S. Bank Cash+ Visa Signature Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
No Introductory.

16.24% to 25.74%

You are going to receive 1.5% cash back for each $1 purchases.

You are going to earn $150 for your $500 purchase with your card in first 3 months.

None 2% $5 or 3% 26.24% $4 or 10% 12 Months introductory: 0% APR

16.24% to 25.74%

FTF: Foreign Transaction Fee

U.S. Bank Cash+ Visa Signature Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 245 200 100
Zero Interest 220 180 43
No Annual 213 166 60
Cash Back 179 123 26
Sign-Up Bonus 206 199 44

Similar Credit Cards

Originally posted 2019-05-25 23:04:21.

U.S. Bank Cash+ Visa Signature Card

U.S. Bank Cash+ Visa Signature Card

Review

U.S. Bank Cash+ Visa Signature Card is providing cash back opportunities to consumers with good rates. Besides there are also good sign-up bonuses of the card. We are going to introduce U.S. Bank Cash+ Visa Signature Card for you on here and we are going to provide a detailed review for the card.If you have any questions regarding to the card, you can feel free to ask us. A credit expert is going to answer your questions about the card rates and fees. If you are already have the card, you can write a review for the card below.

Earn 5% Cash Back for $2000 worth Purchases in Each Quarter

You will able to pick two purchase categories for each quarter and you can receive 5% cash back with your purchases. It is combined and it is limited with $2000 worth purchases. It means you will able to receive $100 cash backs in 3 months with the card and $400 cash back in a year.

Earn $150 Cash Back with $500 Purchase in First Three Months

You can earn $150 cash back after you spend $500 with your card. You will need to do in three months after you received your card. Otherwise you are not going to receive this sign-up bonus at the end of 3 months.

No Annual Fee

One of good advantages of the card is there is not any annual fee for it. You will able to use it without paying yearly fees. This will make the card beneficial for consumers.

U.S. Bank Cash+ Visa Signature Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
12 Months Introductory APR: 0%

16.24% to 25.74%

5% cash back on each quarter for two purchase categories that you will select. This is limited with $2000 worth purchase.

Limited time offer: You are going to earn $150 for your $500 purchase with your card in first 3 months.

None 3% $5 or 3% 26.24% $4 or 10% 12 Months Introductory APR: 0%

16.24% to 25.74%

FTF: Foreign Transaction Fee

U.S. Bank Cash+ Visa Signature Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 235 200 100
Zero Interest 210 180 43
No Annual 195 166 60
Cash Back 171 123 26
Sign-Up Bonus 209 199 44

Similar Credit Cards

Originally posted 2019-05-25 21:18:25.

U.S. Bank Altitude Reserve Visa Infinite Card

U.S. Bank Altitude Reserve Visa Infinite Card

Review

U.S. Bank Altitude Reserve Visa Infinite Card is a credit card with good sign up bonus and it is very profitable for travelling. You can find our detailed review for the card below and you can also add your opinions for the card. If you have any questions regarding to U.S. Bank Altitude Reserve Visa Infinite Card, please let us know. We are going to answer your questions as soon as possible. If you also own this card, you can share your experiences with our users on Credit Card Karma.

Get 50000 Bonus Points After Spending $4500 in First Three Months

You can get 50000 bonus points after you spend $4500 in first three months after you received the car. You can redeem 50000 points for $750 for travelling with U.S. Bank Altitude Reserve Visa Infinite Card. If you don’t able to make $4500 worth purchases in three months, you are not going to get this bonus.

High Rewards for Mobile Wallets and Travels

You will able to get 3x rewards for mobile wallets and travels with U.S. Bank Altitude Reserve Visa Infinite Card. Besides you will get reimbursed for up to $325 with the card. This is only for travel purchases and it is annually.

Low APR for Balance Transfers and Purchases

Interest rates of U.S. Bank Altitude Reserve Visa Infinite Card are very reasonable. However there are not introductory for APR rates at all. You will pay 17.99% for both balance transfers and purchases.

No Foreign Transaction Fees

There is no foreign transaction fees for the card. It means you are not going to pay extra if you buy from abroad or if you buy with foreign currency. This is a good advantage for consumer side since it is a travel credit card.

U.S. Bank Altitude Reserve Visa Infinite Card Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
17.99% 3x bonus points for travel and mobile wallet purchases.

50000 bonus points for $4500 purchase in first 3 months.

$400 None Min.: $10

Max.: 4%

26.24% Min.: $5

Max.: 3%

17.99%

FTF: Foreign Transaction Fee

Editor Scores for U.S. Bank Altitude Reserve Visa Infinite Card

Type of Card Editor Score Overall Score Total Cards
General 235 200 100
Sign-Up Bonus 232 199 44
Travel 212 196 8
No Foreign Transaction 205 178 40

Similar Credit Cards

Originally posted 2019-05-25 19:55:02.

Bank of America Travel Rewards Credit Card

Bank of America Travel Rewards Credit Card

Review

Bank of America Travel Rewards Credit Card is a rewards credit card which you can gain unlimited bonus points. The card is providing 1.5 rewards points per $1 and these points can be redeemed into statement credits. You can also earn bonus points which you will able to redeem into statement credits too. You can find all features of the card below. We are going to provide all features of the card for you on here. If you have any questions please feel free to ask us through comment section below.

Get 25000 Points After Spend $1000 and Redeem into $250 Statement Credits

You will able to get 25000 bonus points after you spend $1000. You will able to receive it if you spend it in 3 months. Then you will able to redeem those bonus points into $250 statement credits.

Earn Unlimited Rewards with No Category Limit

You will able to earn unlimited rewards points with your credit card. There is no category limit for your puchases. (there are still some exceptions though. see more at the official website of the card.) There will be 1.5 points for your each $1 worth purchases.

No Annual Fee

There is no annual fee for the card. You will not pay membership fees. This will make your card more beneficial for you.

No Foreign Transactions

There is no foreign transaction fees for the card. You won’t need to pay extra fees when you buy from abroad. You won’t also pay extras when you purchase with foreign currencies.

0% Introductory APR

Introductory APR is going to be 0% for only purchases. There is not introductory APR for balance transfers and cash advances. Introductory APR is going to be for 12 months.

Low Balance Transfer and Cash Advance Fees

Maximum fees for balance transfer and cash advance is only 3%. There are still cards which are providing this service for lower fees but we can say that 3% is below average. However the maximum fee is above the average with $10.

Bank of America Travel Rewards Credit Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
12 Months Introductory APR: 0%

17.24% – 25.24%

1.5 rewards points for your purchases.

Earn 25000 bonus points after you spend $1000.

No Annual Fee No Foreign Transaction Fee $10 or 3% 20.24% to 27.24% $10 or 3% 17.24% – 25.24%

FTF: Foreign Transaction Fee

Bank of America Travel Rewards Credit Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 215 200 100
Zero Interest 210 180 43
Rewards 205 189 64
Sign-Up Bonus 192 199 44

Similar Credit Cards

You can leave a review to the comment section below for Bank of America Travel Rewards Credit Card.

Originally posted 2019-04-25 20:16:37.

BankAmericard

BankAmericard

Review

BankAmericard is a credit card that you can get directly from the official website of Bank America. The card is providing good benefits for you. The card is providing one of the lowest APR rates in Bank America card family. If you would like to get a low interest credit card from Bank America, you can consider about this card. You can see other good features of BankAmericard below in our review. You can also review the card with the comment section.

No Annual Fee

There is no annual fee for this card. This will help you to save a lot with the help of low interest rates.

Long Introductory APR

The card can be very beneficial for you since you are not going to pay APR for 15 months. This is one of the best features of the card. It will be also very good for consumers.

Save Money with Low Interest Rates

After long introductory APR period, you will not pay high interest rates for your card. There are variable APR rates for the card. It is about 15.24% – 25.24%. Cash advance rate can be quite low too. It depends on your credit worthiness though. Cash Advance APR rate is 18.24% to 27.24%.

Good Maximum Balance Transfer and Cash Advance Fees

You are not going to pay any fee for Balance Transfer for first 2 months. Then you will need to pay 3% maximum for Balance Transfer. Cash Advance Fees are same with balance transfer. However minimum fees are $10 for both and this is a little bit hight.

You won’t Pay More APR in Late Payments

APR rates of the card is fixed and it won’t raise when you make late payments and you won’t be charged more.

CreditCardKarma Thoughts on BankAmericard

This card can be beneficial for you if you don’t want to pay interests for a long time. Besides if you have good creditworthiness, you can pay quite low interest fees. Maximum balance transfer and cash advance fees are very good.

BankAmericard Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 15 months.

15.24% – 25.24%

No Rewards & Bonus Points None 3% $10 or 3% 18.24% to 27.24% $10 or 3% 0% APR for first 15 months.

15.24% – 25.24%

FTF: Foreign Transaction Fee

BankAmericard Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 209 200 100
Zero Interest 205 180 43
No Annual 170 166 60

Similar Credit Cards

You can write a review for this card below or you can also read user reviews.

Originally posted 2019-04-25 19:36:25.

Blue from American Express

Blue from American Express

Review

Blue from American Express is a credit card for bad credits. You can apply for this card from the official website of the company. The card doesn’t ask for annual fee at all and you will still able to collect rewards with this card. You can find all details about the card in our detailed review below. You can also read user reviews at the comment section.

Earn 1x Rewards for Your Eligible Purchases

Blue from American Express provides 1x rewards per $1. You will able to redeem these points for your purchases again.

No Annual Fee

Annual fee can be costly for these cards and many credit card company is asking for annual fee for similar cards. However this card will come to you without annual fee at all. Which will be perfect for you.

Average APR Rates

26.24% is the APR rate which you should pay for purchases and balance transfers. It is not that bad if you are planning to have a card which will help you to fix your bad credit history.

Low Balance Transfer and Cash Advance Fees

Balance transfer and cash advance fees are quite reasonable. However there are still credit cards which have lower fee offers. You will need to pay $5 minimum and 3% maximum for cash advance and balance transfer.

Blue from American Express Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 26.24% 1x rewards for your eligible purchases. No Annual Fee. 2.7% $5 or 3% Regular: 27,49% $5 or 3% Regular: 26.24%

FTF: Foreign Transaction Fee

Blue from American Express Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 162 200 100
Rewards 150 189 64

 

Similar Credit Cards

You can write a review to the comment section below and you can read reviews of other customers.

Originally posted 2019-04-25 09:58:33.

Credit Card Karma