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Chase Freedom Unlimited Credit Card

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Contents

Review

Chase Freedom Unlimited Credit Card is a cash back credit card which will help you to earn rewards unlimitedly. You are not going to pay interest for 15 months for balance transfers and purchases. There is also no annual fee of the card. Your cash back rewards are permanent and they are not going to expire.

Balance transfer fee of the card is good. However cash advance fee and APR is high. There is also foreign transaction fees of the card. If you ever use this card abroad or if you purchase items from abroad (with foreign currency), you are going to pay 3 percent more for every products that you purchase.

Also see: Is Chase Freedom Unlimited Profitable?

Some additional features of the card:

You can get $100 bonus with inviting your friends.
You earn cash backs automatically and fast.

Please, see rates of Chase Freedom Unlimited Credit Card below. You can also see user reviews and editor scores.

Chase Freedom Unlimited Credit Card Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 15 months. Regular: 16.99% – 25.74%	1.5% Cash Back Bonus: $200 when you spend $500.	None	3%	$38	$10 or 5%	26.99%	$5 – 3%	0% for first 15 months. Regular: 16.99% – 25.74%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 15 months.

Regular: 16.99% – 25.74%

1.5% Cash Back

Bonus: $200 when you spend $500.

None

3%

$38

$10 or 5%

26.99%

$5 – 3%

0% for first 15 months.

Regular: 16.99% – 25.74%

FTF: Foreign Transaction Fee

Chase Freedom Unlimited Credit Card Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	212	200	100
Zero Interest	216	180	43
Sign-Up Bonus	223	199	44
No Annual	171	166	60
Rewards	211	189	64
Cash Back	140	123	26
Balance Transfer	218	226	50

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You can review this card in the comment section below. Our user reviews are determining scores of cards and also rankings. If you would like to help other consumers about this card, please leave a fair review below. We are going to approve your review after we moderate it.

Originally posted 2018-12-23 22:58:46.

FNBO Complete Rewards Visa Card

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Contents

Review

FNBO Complete Rewards Visa Card is a simple rewards credit card some good features. 1% rewards rate is below average, however First National Bank of Omaha is providing some extra features for rewards points. You can double your rewards your points if you redeem them for checking savings and mortgage. It can be useful for you if you are using these financial products.

l receive $50 bonus. It is not much but it is still something though. There is 12 month 0% introductory APR for only purchases. You can also see the cash back credit card of FNBO.

Downsides of the card is interest rates and fees. Cash advance and balance transfer fees and rates is high. Maximum interest rate for purchases and balance transfer is high too. If your credit worthiness is not good enough, you can pay high interest rates. You will also need to pay 3% for each of your foreign transactions.

Other features of the card:

Rewards are redeemable for cashbacks.
You can improve your rewards 100% (2 rewards points per $1 purchases) if you redeem your rewards for checking, savings, mortgage and NEST 529.
Zero liability for fraud.
Free credit score view on FICO.
Fraud protection.
Travel Accident and Auto Rental Insurances.
Purchase Protection.

You can see all rates of FNBO Complete Rewards Visa Card below. There are also user reviews and editor scores.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% APR for 12 months 17.99% – 24.99%	1 Rewards Point Bonus: $50 in the first purchase.	None	3%	$37	$15 or 5%	27.24%	$10 or 5%	17.99% – 24.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% APR for 12 months

17.99% – 24.99%

1 Rewards Point

Bonus:

$50 in the first purchase.

None

3%

$37

$15 or 5%

27.24%

$10 or 5%

17.99% – 24.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	168	200	100
No Annual	161	166	60
Sign-Up Bonus	135	199	44
Rewards	173	189	64

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Originally posted 2018-12-22 20:32:07.

FNBO Cash Back Visa Card

CreditExpert

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Contents

Review

FNBO Cash Back Visa Card is a credit card of First National Bank of Omaha with good cashback rates. The cashback rate is going to be 2%. It is above the average. However, the card’s other features are a bit expensive for consumers.

Minimum APR on purchases and balance transfers is fair. However maximum APR is not profitable at all with a 25.99% rate. Cash advance and balance transfer fee minimum payment is also high. You are going to pay $15 for a cash advance and $10 for a balance transfer (minimum). The maximum payment for both of them is 5% and it is also a high rate too. 3% for each foreign transaction is making this card expensive.

Other features of the card:

Zero liability for fraud.
Free credit score view on FICO.
Fraud protection.
Travel Accident and Auto Rental Insurances.
Purchase Protection.

You can see all rates of FNBO Cash Back Visa Card below. There are also user reviews and editor scores.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
18.99% – 25.99%	3% Cashback Rewards for first 6 months. Regular: 2% Cashback.	None	3%	$37	$15 or 5%	27.24%	$10 or 5%	18.99% – 25.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

18.99% – 25.99%

3% Cashback Rewards for first 6 months.

Regular:

2% Cashback.

None

3%

$37

$15 or 5%

27.24%

$10 or 5%

18.99% – 25.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	170	200	100
No Annual	189	166	60
Sign-Up Bonus	153	199	44
Rewards	233	189	64
Cash Back	154	123	26

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Originally posted 2018-12-22 19:41:07.

First National Bank Visa Credit Card

CreditExpert

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Contents

Review

First National Bank Visa Credit Card is a simple card that you can use for rewards. The card is providing low interest rates for consumers except Cash Advance. APR for purchases and balance transfers is 16.74% in the card. There is no annual fee in the card. You won’t need to pay every year for the card. Cash advance fee and balance transfer is good.

2% foreign transaction fee is the downside of the card. Minimum $10 payment for cash advance and balance transfer could be $5 for the card. Cash Advance APR is also a little bit high for this card.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
16.74%	1 ScoreCard Reward Point	None	2%	$25	$10 or 3%	21.74%	$10 or 4%	16.74%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

16.74%

1 ScoreCard Reward Point

None

2%

$25

$10 or 3%

21.74%

$10 or 4%

16.74%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	205	200	100
Rewards	125	189	64
No Annual	163	166	60

You can read some users reviews of First National Bank Visa Credit Card below.

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Originally posted 2018-12-22 19:07:15.

First Citizens Smart Option Visa Card

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Contents

Review

First Citizens Smart Option Visa Card is a simple credit card with reasonable APR rates and no annual fee. Balance transfer and cash advance fee rates are very good in the card. However Cash Advance APR is a little bit high. There are not also much promotions on this card. There are no bonuses, rewards points and cash backs. You will pay 2% foreign transaction fee with First Citizens Smart Option Visa Card.

There is also 0% APR for 12 months for balance transfers. The regular APR for balance transfer is 9.99% – 20.99%. This depends on your creditworthiness. If you think that your creditworthiness is not well, you can also check some alternative cards which offers certain APR below 12%. We have mentioned about those recently on Credit Cards Center.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
9.99% – 20.99%	None	None	2%	$38	$5 or 3%	23.99% – 26.99%	$5 or 3%	0% for 12 months 9.99% – 20.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

9.99% – 20.99%

None

2%

$38

$5 or 3%

23.99% – 26.99%

$5 or 3%

0% for 12 months

9.99% – 20.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	202	200	100
Balance Transfer	222	226	50
No Annual	145	166	60

You can find some similar cards to First Citizens Smart Option Visa Card below and user reviews.

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Originally posted 2018-12-22 18:12:37.

First Citizens Rewards Visa Card

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Contents

Review

First Citizens Rewards Visa Card has 3 different tiers. You can get cashbacks, rewards points or 50% more rewards points with those tiers. You can select one of those programs while you are having the credit card. All APR and fees are same for those tiers but only type of rewards are different.

Earn Rewards: Earn rewards is one of those tiers of the credit card. You can 1 reward point per $1 purchase. No annual fee.

Accelerate Your Earnings: The most profitable tier of the card. You gain 1.5 rewards points per $1. Yearly fee is $50. (Waived first year.)

Unlimited Cash Back: You can earn 1% cashback for every purchases with this tier. You can redeem cashbacks to your saving account. No annual fee.

12.99% – 23.99% balance transfer and purchase APR is at fair rate. However if your creditworthiness is not good, the maximum rate is a little bit high. Cash advance fee is a little bit high for this card. 3% balance transfer fee and 3% cash advance fee is very good. You will need to pay 2% more for every foreign transactions.

Other good services:

Phone protection.
Zero liability.
Travel and Rental Services.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
12.99% – 23.99%	Earn Rewards Tier: 1 Rewards Points Accelerate Your Earnings Tier: 1.5 Rewards Points Unlimited Cash Back Tier: %1 Cash Back	None Accelerate Your Earnings: $50	2%	$38	$5 or 3%	23.99% – 26.99%	$5 or 3%	0% APR for first 12 months. Regular: 12.99% – 23.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

12.99% – 23.99%

Earn Rewards Tier:

1 Rewards Points

Accelerate Your Earnings Tier:

1.5 Rewards Points

Unlimited Cash Back Tier:

%1 Cash Back

None

Accelerate Your Earnings: $50

2%

$38

$5 or 3%

23.99% – 26.99%

$5 or 3%

0% APR for first 12 months.

Regular:

12.99% – 23.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	208	200	100
Balance Transfer	217	226	50
Rewards	170	189	64
No Annual	167	166	60
Cash Back	100	123	26

You can find some similar cards to First Citizens Rewards Visa Card below and user reviews.

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Originally posted 2018-12-22 17:33:58.

SouthPoint Bank Visa Platinum Edition Credit Card

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SouthPoint Bank Visa Platinum Edition Credit Card

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Review

SouthPoint Bank Visa Platinum Edition Credit Card is a simple card of the company without any rewards, bonused or cashbacks. You will only get the lowest interest rates of SouthPoint with this card. There is also no APR in 12 months and no annual fee for Visa Platinum edition. Other features of this product is almost same with other credit cards of the company.

You can see rates of the card below. There are also user reviews and editor scores…

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 12 months Regular: 10.99% – 20.99%	None	None	1%	$38	$5 or 3%	23.99%	$5 or 3%	0% APR for first 12 months. Regular: 10.99% – 20.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 12 months

Regular:

10.99% – 20.99%

None

1%

$38

$5 or 3%

23.99%

$5 or 3%

0% APR for first 12 months.

Regular:

10.99% – 20.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	215	200	100
Zero Interest	164	180	43
Balance Transfer	250	226	50
No Annual	149	166	60

You can read some users reviews of SouthPoint Bank Visa Platinum Edition Credit Card below.

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Originally posted 2018-12-22 16:38:51.

SouthPoint Bank Visa Signature Travel Card

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SouthPoint Bank Visa Signature Travel Card

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Review

SouthPoint Bank Visa Signature Travel Card is providing many good benefits for you for travelling. Discounts and special offers for hotels, resorts, and spas is one of the best feature of the card as a travel credit card. Other than this you are going to earn 1.5 rewards points for your purchases in all categories and you are going to get 30000 rewards points when you spend $2500 in three months with your new card.

Cash Advance and Balance transfer fees are good. However cash advance APR is a little bit high for the card. There are also many other nice travel features with this card.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 12 months Regular: 14.49% – 20.99%	1.5 Rewards Points Bonus: 30000 Rewards points when you spend $2500. Features: Travel Discounts & Special Offers for hotels, resorts, and spas.	None	1%	$38	$5 or 3%	23.99%	$5 or 3%	0% APR for first 12 months. Regular: 14.49% – 20.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 12 months

Regular:

14.49% – 20.99%

1.5 Rewards Points

Bonus:

30000 Rewards points when you spend $2500.

Features:

Travel Discounts & Special Offers for hotels, resorts, and spas.

None

1%

$38

$5 or 3%

23.99%

$5 or 3%

0% APR for first 12 months.

Regular:

14.49% – 20.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	240	200	100
Zero Interest	207	180	43
Balance Transfer	241	226	50
Rewards	222	189	64
No Annual	192	166	60
Travel	198	196	8
Sign-Up Bonus	210	199	44

You can read some users reviews of SouthPoint Bank Visa Signature Travel Card below.

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Originally posted 2018-12-22 15:36:45.

SouthPoint Bank Cash Rewards Platinum Card

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SouthPoint Bank Cash Rewards Platinum Card

Contents

Review

SouthPoint Bank Cash Rewards Platinum Card is a cashback card with 1% rate for your purchases. If you would like to check rewards version of this card, you can see our SouthPoint Bank Rewards Platinum Card review in Credit Cards Center. The card is low fees for Balance Transfers, Cash advances and Foreign Transactions. However cash back rate is low and it is below average. There is 0% APR for first 12 months on purchases and Balance Transfer APR.

Cash Advance APR is high while there is very limited cash back rates, we believe it should be at lower rates.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 12 months Regular: 14.99% – 24.99%	%1 Cash Back	None	1%	$38	$5 or 3%	23.99% – 26.99%	$5 or 3%	0% APR for first 12 months. Regular: 14.99% – 24.99%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 12 months

Regular:

14.99% – 24.99%

%1 Cash Back

None

1%

$38

$5 or 3%

23.99% – 26.99%

$5 or 3%

0% APR for first 12 months.

Regular:

14.99% – 24.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	200	200	100
Zero Interest	180	180	43
Balance Transfer	230	226	50
Rewards	166	189	64
No Annual	165	166	60
Cash Back	104	123	26

You can read some users reviews of SouthPoint Bank Cash Rewards Platinum Card below.

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Originally posted 2018-12-22 14:37:35.