Contents
Review
Citizens Community Bank World Elite Card is the card which has the lowest APR in the company. There are very low rates for purchases, balance transfers and cash advances in this card. You will only pay 1.99% APR for 6 months for balance transfers. After 6 months later APR is going to be 9.99% for balance transfers. The purchase APR is same with balance transfer it is 9.99%. However there is not introductory APR for purchases. Cash Advance rate is going to be 13.49%. You will not pay extras for foreign transactions with World Elite Card. You are going to earn better rewards with this card. However there is not any statement about rewards.
Cash Advance fee of the company is a little bit high but it is not a problem since the card is providing 100% better APR most of credit cards. You can see rates, editor scores and user reviews of Citizens Community Bank World Elite Card below.
Rates & Fees
Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
---|---|---|---|---|---|---|---|---|
Regular: 9.99% | Unknown = Contact to Bank to Learn More | $299 | None | $35 | $10 or 5% | 13.49% | $10 – 4% | 1.99% APR for first 6 months
Regular: 9.99% |
FTF: Foreign Transaction Fee
Editor Scores
Type of Card | Editor Score | Overall Score | Total Cards |
---|---|---|---|
General | 208 | 200 | 100 |
Rewards | 174 | 189 | 64 |
Low Interest | 184 | 173 | 24 |
No Foreign Transaction | 180 | 178 | 40 |
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Originally posted 2018-12-19 19:05:05.