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BankFirst Visa Classic Card

CreditExpert

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Contents

Review

BankFirst Financial Services is providing 1% rewards points for your every purchases with all of their credit cards. You can also use this service with BankFirst Visa Classic Card. Extremely low APR is the upside of the card. Cash Advance and Balance Transfer APR is really low. 0% APR for balance transfer for first 6 months is also useful who wants to use this service. There is no annual fee for the card. 3% balance transfer and cash advance fees another good sides of the card.

The downsides of the card is 1% rewards points is really low. There are no other bonus and sign-up bonus of the card. There are not many other additional features…

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
13.98%	%1 bonus rewards points for every purchases.	None	2%	$35	$5 or 3%	15.98%	3%	0% APR for first 6 months Regular: 13.98%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

13.98%

%1 bonus rewards points for every purchases.

None

2%

$35

$5 or 3%

15.98%

3%

0% APR for first 6 months

Regular:

13.98%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	206	200	100
Balance Transfer	210	226	50
Low Interest	159	173	24
Rewards	139	189	64
No Annual	166	166	60

You can read some users reviews of BankFirst Visa Classic Card below.

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Originally posted 2018-12-16 22:20:59.

Escambia County Bank Platinum Card

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Escambia County Bank Platinum Card Review

Escambia County Bank Platinum Card is a simple card with low-interest rates. There are no cashback, rewards, purchase bonus, or sign-up bonus promotions of this card. We only recommend this card for those who are seeking for a simple credit card with low-interest rates. You can find more information at the rate table below.

APR for Cash Advance, Balance Transfer and Purchase is 15.25% for this card. Especially cash advance APR is quite good. The other card of Escambia County Bank is providing much better interest rates though. You will need to pay 2% for foreign transactions. Cash advance fee and balance transfer fee of the card is $3 at the moment.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 7 months Regular: 15.25%	None	None	2%	$25	$5 or 3%	15.25%	$5 or 3%	0% APR for first 7 months Regular: 13.25%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 7 months

Regular:

15.25%

None

2%

$25

$5 or 3%

15.25%

$5 or 3%

0% APR for first 7 months

Regular:

13.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	205	200	100
Zero Interest	115	180	43
Balance Transfer	230	226	50
Low Interest	173	173	24
No Annual	145	166	60

You can read some users reviews of Escambia County Bank Platinum Cash Back Card below.

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Originally posted 2018-12-16 20:40:12.

Escambia County Bank Platinum Cash Back Card

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Escambia County Bank Platinum Cash Back Card

Contents

Review

Escambia County Bank Platinum Cash Back Card is providing 1% cash back for every purchases you made. There is no limit for cash back with this card. The upside of the card is low APR rates. You are going to pay only 13.25%. The APR is 0% for first 7 months after you got the card. Cash advance APR rates are also amazing with this card. This is one of those unique cards which has lower than 20 percent APR for cash advance. It is only 13.25% as same as APR for purchases and balance transfers. If you would like to avoid high interest rates, this card is going to be one of those best options.

The downside of the card is bad rate of cash back. There is also annual fee which will cost you $35 every year.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 7 months Regular: 13.25%	%1 cash back at every purchases. Unlimited.	$35	2%	$25	$5 or 3%	13.25%	$5 or 3%	0% APR for first 7 months Regular: 13.25%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 7 months

Regular:

13.25%

%1 cash back at every purchases. Unlimited.

$35

2%

$25

$5 or 3%

13.25%

$5 or 3%

0% APR for first 7 months

Regular:

13.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	210	200	100
Zero Interest	122	180	43
Balance Transfer	230	226	50
Low Interest	187	173	24
Rewards	121	189	64
Cash Back	64	123	26

You can read some users reviews of Escambia County Bank Platinum Cash Back Card below.

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Originally posted 2018-12-16 20:09:56.

Citizens Bank Clear Value Mastercard

CreditExpert

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Citizens Bank Clear Value Mastercard Review

Citizens Bank Clear Value Mastercard has low APR rates without bonuses, rewards, and cashback rewards. However, you are not going to pay APR for 18 months. There is not any annual fee. 3% rate for balance transfers and %3 rate for cash advance fee is very good. If you don’t want to pay much for interest rates, this card will be very suitable for you.

Downsides of the card foreign transaction fee (3% rate is still good though) and it is without rewards at all. You can see some user reviews, all rates, and editor scores of the card below.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for 18 months Regular: 14.49%, 18.49% or 22.49%	None	None	3%	$38	$10 or 3%	24.49%	$10 or 3%	0% APR for first 18 months Regular: 14.49%, 18.49% or 22.49%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for 18 months

Regular:

14.49%, 18.49% or 22.49%

None

3%

$38

$10 or 3%

24.49%

$10 or 3%

0% APR for first 18 months

Regular:

14.49%, 18.49% or 22.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	223	200	100
Zero Interest	222	180	43
No Annual	137	166	60
Balance Transfer	270	226	50
Low Interest	190	173	24

You can read some users reviews of this card below.

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Originally posted 2018-12-16 17:20:40.

Citizens Bank Cash Back Plus World Mastercard

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Citizens Bank Cash Back Plus World Mastercard Review

Citizens Bank Cash Back Plus World Mastercard is providing a %1.8 cashback service for customers. It is unlimited and you will go on to earn with the card until you cancel your card. There is also awesome online customer help awaiting you when you enter the website. Travel services of the card is really awesome. You will get services like travel & baggage insurance, extended warranty protection, zero liability protection with this card.

There is no annual fee and there is also no foreign transaction fee in Citizens Bank Cash Back Plus. 24.49% Cash Advance APR is reasonable.

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 15 months. Regular: 16.49%, 20.49% or 24.49%	Regular: 1.8% cash back	None	None	$38	$10 or 3%	24.49%	$10 – 4%	0% for first 15 months. Regular: 16.49%, 20.49% or 24.49%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 15 months.

Regular: 16.49%, 20.49% or 24.49%

Regular: 1.8% cash back

None

$38

$10 or 3%

24.49%

$10 – 4%

0% for first 15 months.

Regular: 16.49%, 20.49% or 24.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	224	200	100
Zero Interest	226	180	43
Sign-Up Bonus	209	199	44
No Annual	186	166	60
Rewards	231	189	64
Cash Back	126	123	26
Balance Transfer	225	226	50
No Foreign Transaction	176	178	40

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Originally posted 2018-12-16 16:16:19.

Bank of Hope Visa Platinum Secured

CreditExpert

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Contents

Review

If you would like to rebuild your credits, Bank of Hope Visa Platinum Secured can be a good option for you. The card is also good for building credit. There are reasonable offers of the card with average APR and cash advance APR, 4% cash advance fee is not also bad at all.

You can take a look at similar cards, user reviews and rates of the card below. If you have any questions regarding this card, please don’t hesitate to ask us.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 22.49%	None	$25	%3	$37	$15 or 4%	23.99%	$10 – 4%	Regular: 22.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	140	200	100
Credit Builder	106	127	10
For Bad Credits	162	165	10
No Credit History	148	168	10

You can also see optimizer card reviews by users below.

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Originally posted 2018-12-16 15:11:42.

Bank of Hope Visa Platinum

CreditExpert

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Contents

Review

Bank of Hope Visa Platinum credit card is a low interest card which also provides many other good features for you. However if you are thinking getting a rewards card or cash back card, we don’t recommend this card for you. There is not any of those options on Bank of Hope Visa Platinum. However there are 0% APR, No Foreign Transaction Fee, No Annual Fee options in the card. There are also some extras. Low interest rate of the card is also very attractive.

You can see some rates of the card below. You can also click on Apply button above to get more information about the card. If you would like to feedback this review, please feel free contact us. You can also review this credit card in the review section below.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 12 months. Regular: 11.49%, 15.49% or 19.49%	Not Available	None	None	$37	$10 or 4%	23.99%	$10 – 3%	0% for first 12 months. Regular: 11.49%, 15.49% or 19.49%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 12 months.

Regular: 11.49%, 15.49% or 19.49%

Not Available

None

$37

$10 or 4%

23.99%

$10 – 3%

0% for first 12 months.

Regular: 11.49%, 15.49% or 19.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	213	200	100
Zero Interest	165	180	43
No Annual	155	166	60
Balance Transfer	235	226	50
Low Interest	179	173	24
No Foreign Transaction	145	178	40

You can read user reviews for the credit card below.

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Originally posted 2018-12-16 01:08:22.

Bank of Hope Rewards Visa Signature

CreditExpert

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Contents

Review

Bank of Hope Rewards Visa Signature is providing many rewards in different categories for you. The bank generally focused on spends on dining, travel and gas. You can gain 3x reward points through gas purchases, you can gain 2x reward points through dining and travel purchases. If you are going out to eat very often and if you love to travel, this card can be an awesome option for you. For other purchases, you are going to get 1x rewards points.

5000 bonus rewards points also available for the first $1000 purchase with the card. You are going to earn about $50 with that option. You can redeem these points with more 25% value for air travel purchases in PointQuest Rewards.

APR rates of the card is very reasonable. There is also no transaction fee and no annual fee for the card. Since it is a visa credit card, you can use many advantages of your card through travelling. 3% balance transfer fee is low when it is compared with similar cards.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 12 months. Regular: 14.49%, 18.49% or 22.49%	5000 rewards points bonus for first $1000 purchase. Regular: 3 Rewards Points to Gas Purchases 2 Rewards Points to Travel and Dining Purchases 1 Rewards Points to all purchases at other categories 25% more redeem value at air travel purchases from PointQuest Rewards.	None	None	$37	$10 or 4%	23.99%	$10 – 3%	0% for first 12 months. Regular: 14.49%, 18.49% or 22.49%

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 12 months.

Regular: 14.49%, 18.49% or 22.49%

5000 rewards points bonus for first $1000 purchase.

Regular:

3 Rewards Points to Gas Purchases

2 Rewards Points to Travel and Dining Purchases

1 Rewards Points to all purchases at other categories

25% more redeem value at air travel purchases from PointQuest Rewards.

None

$37

$10 or 4%

23.99%

$10 – 3%

0% for first 12 months.

Regular: 14.49%, 18.49% or 22.49%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	228.5	200	100
Zero Interest	204	180	43
Sign-Up Bonus	207.5	199	44
No Annual	214	166	60
Rewards	239.5	189	64
Balance Transfer	217,5	226	50
No Foreign Transaction	184	178	40

You can read user reviews for the credit card below.

Similar Credit Cards

Originally posted 2018-12-15 23:39:22.

Bank of Hope Cashback Visa Signature

CreditExpert

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Review

Bank of Hope Cashback Visa Signature is a card which provides you 5% cash back for $1000 purchases in first 3 months. It means you are going to earn about $50 with the first $1000 purchases. Regular cash back value of the card is 1,25% and it is not very bad at all. Other good opportunity of the card is that you don’t have to pay the annual fee. You don’t also have to pay to foreign transaction fee. %14.49, %18.49 or %22.49 will be APR of the card. Your creditworthiness will be decisive for APR but first 12 month you will not pay APR. 23.99% interest rate for cash advance is not also bad at all.

You can see rates and editor scores for Bank of Hope Cashback Visa Signature credit card below. You can also scroll/swipe down to usee user reviews for this card. Please let us know if you also have any questions.

Rates & Fees

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
0% for first 12 months. Regular: %14.49, %18.49 or %22.49	$50 cash back bonus for first $1000 purchase. Regular: 1.25% cash back	None	None	$37	$10 or 4%	23.99%	$10 – 3%	0% for first 12 months.Regular: %14.49, %18.49 or %22.49

Interest Rate (APR)

Rewards ($1)

Annual Fee

FTF(*)

Late Payment Fee

Cash Advance Fee

Cash Advance APR

Balance Transfer Fee

Balance Transfer APR

0% for first 12 months.

Regular: %14.49, %18.49 or %22.49

$50 cash back bonus for first $1000 purchase.

Regular: 1.25% cash back

None

$37

$10 or 4%

23.99%

$10 – 3%

0% for first 12 months.Regular: %14.49, %18.49 or %22.49

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	223.5	200	100
Zero Interest	194	180	43
Sign-Up Bonus	192.5	199	44
No Annual	184	166	60
Rewards	204.5	189	64
Cash Back	119	123	26
Balance Transfer	217,5	226	50
No Foreign Transaction	179	178	40

You can read user reviews for the credit card below.

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Originally posted 2018-12-15 20:58:05.

Optimizer Credit Card

CreditExpert

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Contents

Review

Optimizer Credit Card is a credit product of BBVA Compass. This card is for credit rebuild and improve the credit history. It is also good for bad credits and building credit.

Optimizer Credit Card has 20.24% APR for balance transfer and purchases. Cash Advance APR is 29.24%. The annual fee for the card is $40. Cash Advance and Balance Transfer fees are reasonable. It is 4% at the moment. The late payment is $27 maximum and foreign transaction fee is 3%

Rates

Interest Rate (APR)	Rewards ($1)	Annual Fee	FTF(*)	Late Payment Fee	Cash Advance Fee	Cash Advance APR	Balance Transfer Fee	Balance Transfer APR
Regular: 20.24%	None	$40	%3	$37	$10 or 4%	29.24%	$10 – 4%	Regular: 20.24%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card	Editor Score	Overall Score	Total Cards
General	139	200	100
Credit Builder	110	127	10
For Bad Credits	153	165	10
No Credit History	160	168	10

You can also see optimizer card reviews by users below.

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Originally posted 2018-12-15 00:42:59.