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Capital City Bank Secured Visa Card

Review

Capital City Bank Secured Visa Card is a card for rebuild credits and build credit history. Cash advance and balance transfer fees of the card is fair. However APR of the card is a little bit high. For purchases and balance transfers APR is 22.99% and for cash advance it is 25.99%. You will need to pay for 2% for foreign transactions with this card.

Since this is a secured card, you will not already earn any rewards with these cards. Annual fee is also fair for a secured card.

Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
22.99% None $35 2% $38 4% 25.99% 3% 22.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 145 200 100
Credit Builder 114 127 10
For Bad Credits 162 165 10
No Credit History 158 168 10

You can see Capital City Bank Secured Visa Card reviews below.

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Originally posted 2018-12-20 13:01:41.

Capital City Bank Visa Platinum Card

Capital City Bank Visa Platinum Card

Review

Capital City Bank Visa Platinum Card has a long 0% no APR period. You are not going to pay APRs about 15 months except Cash Advance with this card. The regular APR of the card is 13.99% – 22.99% which is fair for a visa platinum card. Cash Advance APR is 25.99%. There is no annual fee for this card.

There is not any bonus for this card as same as many other platinum cards. You don’t also get cash backs and rewards points for Capital City Bank Visa Platinum Card. You will need to pay 2% foreign transaction fee for each purchases. Cash Advance fee is 4% for the card. You can see all rates of the card below.

Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% APR for first 15 months.

Regular:

13.99% – 22.99%

None None 2% $10 or 4% 25.99% $5 or 3% 0% APR for first 15 months.

Regular:

13.99% – 22.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 187 200 100
Zero Interest 191 180 43
No Annual 141 166 60
Balance Transfer 253 226 50

You can read some users reviews of Capital City Bank Visa Platinum Card below.

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Originally posted 2018-12-20 11:23:29.

BankSouth Cash Back Platinum Visa Card

BankSouth Cash Back Platinum Visa Card

Review

BankSouth Cash Back Platinum Visa Card is a credit card service that you don’t need to pay APR for first 7 months. You can also earn 1% cash back rewards for your purchases. However this feature of the card is limited with $60000. So you can only earn $600 cash back yearly from the card. The annual fee for the card is $35. Cash advance fee and balance transfer fee is similar with the normal platinum visa card of BankSouth. 2% foreign transaction fee is good but it could be better if it doesn’t exist at all.

You can see rates of the card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 7 months

Regular:

13.25%

1% cash back at every purchases. Limited with $60000 worth purchases yearly. $35 2% $25 $5 or 3% 13.25% $5 or 3% 0% APR for first 7 months

Regular:

13.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 200 200 100
Zero Interest 122 180 43
Balance Transfer 210 226 50
Low Interest 177 173 24
Rewards 121 189 64
Cash Back 64 123 26

You can read some users reviews of BankSouth Cash Back Platinum Visa Card below.

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Originally posted 2018-12-19 22:10:18.

BankSouth Platinum Visa Card

BankSouth Platinum Visa Card

Review

BankSouth Platinum Visa Card is a good opportunity for those who are looking for a credit card with 0% APR for 6 months, low Cash Advance APR and low balance transfer APR. This is a simple card which also provides low Balance Transfer fee and Cash Advance for their users. You can see rates of BankSouth Platinum Visa Card below. You will also find list of editor scores and user reviews for this card.

If you have any questions regarding this credit product please feel free to ask us.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
0% for 7 months

Regular:

15.25%

None None 2% $25 $5 or 3% 15.25% $5 or 3% 0% APR for first 7 months

Regular:

15.25%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 185 200 100
Zero Interest 115 180 43
Balance Transfer 200 226 50
Low Interest 173 173 24
No Annual 145 166 60

You can read some users reviews of BankSouth Platinum Visa Card below.

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Originally posted 2018-12-19 21:17:55.

Citizens Community Bank World Elite Card

Citizens Community Bank World Elite Card

Review

Citizens Community Bank World Elite Card is the card which has the lowest APR in the company. There are very low rates for purchases, balance transfers and cash advances in this card. You will only pay 1.99% APR for 6 months for balance transfers. After 6 months later APR is going to be 9.99% for balance transfers. The purchase APR is same with balance transfer it is 9.99%. However there is not introductory APR for purchases. Cash Advance rate is going to be 13.49%. You will not pay extras for foreign transactions with World Elite Card. You are going to earn better rewards with this card. However there is not any statement about rewards.

Cash Advance fee of the company is a little bit high but it is not a problem since the card is providing 100% better APR most of credit cards. You can see rates, editor scores and user reviews of Citizens Community Bank World Elite Card below.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 9.99% Unknown = Contact to Bank to Learn More $299 None $35 $10 or 5% 13.49% $10 – 4% 1.99% APR for first 6 months

Regular: 9.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 208 200 100
Rewards 174 189 64
Low Interest 184 173 24
No Foreign Transaction 180 178 40

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Originally posted 2018-12-19 19:05:05.

Citizens Community Bank World Card

Citizens Community Bank World Card

Review

Citizens Community Bank World Card is a reward credit card of the company with annual fee. You won’t need to pay for foreign transactions with this card. The annual fee is $25. Interest rates are very low. The APR for purchases and balance transfers is 10.99%, for Cash Advance is 14.49%. Balance Transfer APR is 2.99% at first 6 months.

You can also earn rewards with Citizens Community Bank World Card. However there is not any bank statement for rewards. You will need to contact to the bank for get more information on that. You can redeem those rewards only for airfare, merchandise, and gift card rewards.

There are more rates about the card below. You will also find user reviews and editor scores.

Rates & Fees

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Late Payment Fee Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 10.99% Unknown = Contact to Bank to Learn More $35 None $35 $10 or 5% 14.49% $10 – 4% 2.99% APR for first 6 months

Regular: 14.99%

FTF: Foreign Transaction Fee

Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 180 200 100
Rewards 125 189 64
Low Interest 162 173 24
No Foreign Transaction 164 178 40

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Originally posted 2018-12-18 23:31:49.

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