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Gold Delta SkyMiles Credit Card

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Gold Delta SkyMiles Credit Card

Review

Gold Delta SkyMiles Credit Card is providing more miles bonus but less miles points when we compare it with the Blue card. However there are still unlimited miles for your purchases with the card. Besides it is unlimited. There is more miles points for your first 3 months purchases with the Gold Delta card. We are going to review the card on this page for you. You can check our detailed report for the card below. You can also leave a review from the comment section.

Spend $1000 and Earn 50000 Miles in First 3 Months

After you receive your card, you have 3 months to get your 50000 bonus miles. You will only need to spend $1000 for this. You will able to redeem your miles for purchases on Delta and its partners.

$50 Statement Credit After Purchase from Delta

After you purchase from Delta, you are going to receive $50 statement credit immediately to your account.

No Annual Fee for First Year

You are not going to pay annual fee for first year. Then you will need to pay $95 for every year for your Gold Delta card.

Unlimited 1x Miles on Your Purchases

You are going to get 1x miles for all your eligible purchases with your card. You will able to redeem your miles on purchases from Delta and its partners.

No Foreign Transaction Fees

We love this feature especially travelling, flight cards. Gold Delta SkyMiles Credit Card has no foreign transaction fee. So you are not going to pay extra when you purchase with foreign currencies or when you travel abroad. This can be a good advantage for you if you purchase from abroad often.

Our Thoughts for Gold Delta SkyMiles Credit Card

We believe that miles bonuses are very attractive. However rewards of the card is below the average. So you should consider well about the card that how much you will use it. For long-term, it won’t be very beneficial for you. This depends on your purchases.

Gold Delta SkyMiles Credit Card Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
17.99% – 26.99% 1x miles on your purchases.

50000 bonus miles when you spend $1000 with the card.

 No annual fee for first year.

Then $95 per year.

 None $5 or 3% 27.49% $5 – 3% 17.99% – 26.99%

FTF: Foreign Transaction Fee

Editor Scores for Gold Delta SkyMiles Credit Card

Type of Card Editor Score Overall Score Total Cards
General 180 200 100
Sign-Up Bonus 215 199 44
Rewards 175 189 64
Flight 180 189 9

Similar Credit Cards

You can leave a review below for Gold Delta SkyMiles Credit Card and tell consumers about your opinion for the card.

Originally posted 2019-04-19 20:32:00.

Blue Delta SkyMiles Credit Card

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CreditExpert
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Blue Delta SkyMiles Credit Card

Review

Blue Delta SkyMiles credit card is a travel and restaurant credit card which you can save money and earn miles with various ways. It is an American Express product which is providing lots of beneficial services for travelling goods. We are going to review the card on this page for you. If you would like to see user reviews, you can check the comment section below.

Earn 2 Miles from Restaurants and Delta Purchases

You will able to earn 2 miles from every restaurants in United States with this card. You can save miles and redeem them for your travelling purchases. Besides you can also earn miles from Delta purchases. This is including flight ticket bookings, vacation packages, seat upgrades, beverages, audio headsets and food. These are limited with Delta only.

You will earn 1 miles points from other purchases with your card.

You can redeem your points for all partners of Delta and Delta itself.

Airline Partners of Delta that You can Redeem Your Miles

  • AeroMexico
  • Air France
  • WestJet
  • Hawaiian Airlines
  • Alitalia
  • XiamenAir
  • China Eastern Airlines
  • Vietnam Airlines
  • GOL Airlines
  • Middle East Airlines
  • Garuda Indonesia
  • KLM
  • Czech Airlines
  • Korean Air
  • China Southern
  • Jet Airways
  • China Airlines
  • Saudia
  • Virgin Atlantic
  • Aerolineas
  • Virgin Australia
  • Aeroflot
  • Air Europa
  • Tarom
  • Kenya Airways

Spend $500 Earn 10000 Miles

You are going to earn 10000 miles after you spend $500 with your credit card. You will able to redeem your bonus miles on purchases from Delta and its partners which we counted above.

No Annual Fee

You are not going to pay for the card at all. This is making card beneficial for consumers. There won’t be extra payments and it will help you to get maximum benefit from your miles.

Save 20% in-flight Purchases

You will save 20% in-flight purchases with the card. This is only valid for Delta Airlines.

Thoughts on Blue Delta SkyMiles Credit Card

The card can be a good option for you if you are using Delta airlines and its partners.

Blue Delta SkyMiles Credit Card Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
17.99% – 26.99% 2x miles when you purchase from Delta Airlines and restaurants.

1x miles for all other purchase categories.

10000 bonus miles when you spend $500 with the card.

 N/A 2.7% $5 or 3% 27.49% $5 – 3% 17.99% – 26.99%

FTF: Foreign Transaction Fee

Editor Scores for Blue Delta SkyMiles Credit Card

Type of Card Editor Score Overall Score Total Cards
General 198 200 100
Sign-Up Bonus 180 199 44
Rewards 200 189 64
Flight 203 189 9

Similar Credit Cards

You can write a review for Blue Delta SkyMiles Credit Card below and tell your own thoughts about the card to other consumers.

Originally posted 2019-04-18 13:09:03.

Amex EveryDay Preferred Credit Card

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CreditExpert
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Amex EveryDay Preferred Credit Card

Review

Amex EveryDay Preferred Credit Card is a rewards card of EveryDay family of the company. We have mentioned and reviewed about other EveryDay cards recently. These are other cards that we reviewed on Credit Card Karma: Amex EveryDay, Blue Cash Everyday Card. If you would like to see review for cash back version of this card, we recommend you to see Blue Cash. With this card, you will able to get good amount of rewards for your purchases and you will receive good bonus points. You can see the detailed review of the card below.

15 Months 0% Introductory APR

15 months introductory is one of the best opportunities of the card. It can be more useful and beneficial feature of the card depends on your expenditure rate with credit cards. After the introductory period, purchase and balance transfer APR is going to be 15.24% – 25.24%. It also depends on your creditworthiness.

High Rewards Rate for Gas & Supermarket

Consumers can get high rewards rate for gas and supermarket purchases. You will able to get 2x for gas purchases and it is unlimited with Amex EveryDay Preferred Credit Card. You will get 3x rewards points on supermarket purchases but it is limited with 6000$ per year. So you will able to get 180$ per year with 3x rewards. However you will still able to get 1x rewards points from supermarket purchases after you pass the limit.

You will able to earn unlimited 1x rewards points on all other purchases.

Earn 15000 Rewards Points for $1000 Purchase

If you reach $1000 purchase in first 3 months, you will receive 15000 rewards from the company. It can be quite profitable for you as a bonus reward.

Final Thoughts on Amex EveryDay Preferred Credit Card

You are going to receive good amount of rewards points from gas and supermarket purchases. If your purchases focused on both categories, this card can be good for you.

Amex EveryDay Preferred Credit Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
15 Months Introductory APR: 0%

15.24% – 25.24%

 3x Rewards on Supermarket (Limited with $6000 per year.)

2x rewards on Gas and US department stores.

1x Cash Back on all other purchases.

15000 rewards points for $1000 purchase.

Get 50% more rewards when you purchase 30 times or more with your card.

 $95 2.7% $5 or 3% 27.49% $5 or 3% 15 Months Introductory APR: 0%

15.24% – 25.24%

FTF: Foreign Transaction Fee

Amex EveryDay Preferred Credit Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 230 200 100
Zero Interest 220 180 43
Rewards 210 189 64
Sign-Up Bonus 212 199 44

Similar Credit Cards

If you are using this card, you can leave a review below. You can also read other consumer reviews for Amex EveryDay Preferred Credit Card.

Originally posted 2019-04-16 17:15:50.

Amex EveryDay Credit Card

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CreditExpert
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Amex EveryDay Credit Card

Review

Amex EveryDay Credit Card is a rewards credit card which provides very unique cash back opportunities to consumers. You will able to increase your rewards with 20% rate if you use your card 20 times or more in a month. There is also very good amount of rewards of the card for your purchases in first 3 months. We will mention about fees, rates, rewards of the card on this page. You will find a detailed review for Everyday Credit Card on this page. If you would like to see a cash back version of this card, you can check our recent review for Blue Cash Everyday Card. You can also write review for this card with the comment section below. There are also other user reviews…

15 Months Introductory For Balance Transfer and Purchase APR

You will not need to pay APR for first 15 months after you get the card. Introductory period is always very beneficial for consumers. Sometimes it effects expenditure of consumer more than rewards and cash backs. 15 months no APR is a good opportunity for consumers.

Get 20% more Rewards with Using Your Card More

This is one of the key features of Amex EveryDay Credit Card. You will able to 20% rewards if you use card 20 times or more in a month. You will able to get 2x rewards for your supermarket purchases. There are 1x rewards for other purchase categories.

$0 Balance Transfer Fee

You are not going to pay any balance transfer fee with your card. If you are transferring your card balance very often, this option can be very beneficial for you. $0 balance transfer fee cards are not very common.

No Annual Fee

There is no annual fee with the card. So you won’t spend extra for the card and this is very good. We generally recommend cards with low or no annual fee since it can affect consumer profit directly.

Final Thoughts on Amex EveryDay Credit Card

$0 balance transfer fee is an awesome opportunity for consumers who are tranferring their balances very often. Rewards rate is not very attractive but when you look at the profits of the card at general, it is very reasonable.

Amex EveryDay Credit Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
15 Months Introductory APR: 0%

15.24% – 26.24%

 2x rewards on Supermarket (Limited with $6000 per year.)

1% Cash Back on all other purchases.

Use your card more than 20 times in a month, earn 20% more rewards.

Earn 25000 rewards points after $2000 worth purchases in first three months.

 None 2.7% $5 or 3% 27.49% $0 15 Months Introductory APR: 0%

15.24% – 26.24%

FTF: Foreign Transaction Fee

Amex EveryDay Credit Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 256 200 100
Zero Interest 230 180 43
No Annual 200 166 60
Rewards 180 189 64
Sign-Up Bonus 220 199 44

Similar Credit Cards

You can write a review for this card with filling the form below.

Originally posted 2019-04-16 12:54:49.

American Express Blue Cash Everyday Card

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CreditExpert
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American Express Blue Cash Everyday Card

Review

American Express Blue Cash Everyday is a credit card which is providing cash back opportunities to consumers. We have already mentioned a few cash back cards of Amex for you in the past. You can also check those cards and compare rates of each cash back cards of Amex: Cash Magnet Card, Blue Cash Preferred Card. The card has similar fee and interest rates with other Amex cash back opportunities. There are good cash back rates of Everday Card of Amex. You can see our detailed review for the card below. If you have any questions, please feel free to ask us or leave a comment below.

Earn $200 Cash Back For Your First $1000 Purchases

When you spend $1000 with your new card, you are going to earn $200 cash back immediately. You will need to spend $1000 totally, you won’t need to spend it at once to earn your cashback bonus.

3% Cash Back on Supermarket & 2% Cash Back on Gas

You will able to earn 3% cash back on your supermarket purchases with American Express Blue Cash Everyday Card. You will receive your cash back rewards immediately after your purchases. However supermarket purchases are limited $6000 per year. It means you will able to earn $180 per year with supermarket purchases. Except 1% cash back rewards after you pass the limit. You will still go on to earn 1% rewards after 6000$ worth purchase.

You can also earn 2% cash back on gas purchases. This is unlimited and it is very good if you are spending much to gas.

No Annual Fee

There is no annual fee for American Express Blue Cash Everyday Card. This is making card very profitable for you since you won’t make any extra payment for the card.

15 Months Introductory Period for Balance Transfers and Purchases

There is 15 months introductory period for purchases and balance transfer with this card. The APR is going to be 0% for you first 15 months after you got the card. After the period, you are going to pay 15.24% – 26.24%.

Final Thoughts on American Express Blue Cash Everyday Card

The card can be very profitable for those who are spending much for Gas. There is no limit at gas purchases with the card. The card has also good cash back rates for supermarket purchases too. There is no annual fee and there is a good bonus point rate for a little amount of purchase. You can think about getting American Express Blue Cash Everyday Card if you are spending much to gas.

American Express Blue Cash Everyday Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
15 Months Introductory APR: 0%

15.24% – 26.24%

 3% Cash Back on Supermarket (Limited with $6000 per year.)

2% Cash Back on Gas and US department stores.

1% Cash Back on all other purchases.

$200 bonus cash back for $1000 purchase.

 None 2.7% $5 or 3% 27.49% $5 or 3% 15 Months Introductory APR: 0%

15.24% – 26.24%

FTF: Foreign Transaction Fee

American Express Blue Cash Everyday Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 260 200 100
Zero Interest 240 180 43
No Annual 211 166 60
Rewards 235 189 64
Cash Back 168 123 26
Sign-Up Bonus 216 199 44

Similar Credit Cards

Originally posted 2019-04-16 12:19:17.

American Express Platinum Card

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CreditExpert
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American Express Platinum Card

Review

We have introduced American Express Gold Card for you in our last page. Now we are going to review platinum card of Amex on this page. American Express Platinum Card is coming with extra advantages for consumers when we compare it with the Gold. However Platinum card is more focused to travel purchases than the gold card. You can gain more rewards and bonus points. You can find a detailed review of the card below. If you would like to review the card, you can scroll or swipe down of our review and add your own thoughts for the card.

Get 60000 Points After You Spend $5000

You are going to get 60000 points after you spend $5000 with American Express Platinum Card. This is good amount of bonus for consumers who wants to have good amount of bonus rewards points after they get the card.

Good Rewards Point Rates on Your Travel Purchases

You can earn 5x rewards on flight purchases with the card. You will able to collect for your each travels and you can redeem these points for your travel again. Besides if you purchase from Amex Travel website, you will able to earn 5 x rewards too. You can purchase flights, hotels, flight+hotel, cars and cruises from Amex Travel. Use the benefit of this opportunity.

Another 5x rewards of American Express Platinum Card is for purchases on hotel bookings.

$500 Annual Fee is High

There is $500 annual fee of the card. $500 is a little bit high for the card. You will able to recover $500 annual fee with bonus rewards in first year. However you will need to spend $10000 next year for recover the annual fee through rewards points.

No Foreign Transaction Fees

There is no foreign transaction fees on American Express Platinum Card. This will make card beneficial for you if you visit abroad or if you are buying from abroad with a foreign currency.

Rates and Fees of the Card

Amex didn’t reveal APR rates and fees of American Express Platinum Card on the terms page. You will need to contact to the company to learn more about these fees and interest rates. You can see some of those stats below.

American Express Platinum Card Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
N/A 5x rewards points on purchases on flights and Amex Travel website and hotels. 3 points on purchases from flight tickets and amextravel.com .

60,000 points when you purchase $5000.

$200 saving on Uber purchases.

 $550 None Learn from Company Get more info from Amex Learn from Company N/A

FTF: Foreign Transaction Fee

American Express Platinum Card Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 250 200 100
No Foreign Transaction 211 178 40
Sign-Up Bonus 255 199 44
Rewards 225 189 64

 

Similar Credit Cards

Originally posted 2019-04-16 11:38:14.

American Express Gold Card

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CreditExpert
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American Express Gold Card

Review

American Express Gold Card comes with lots of advantages to new costumers. 50,000 bonus rewards points, 4x points from purchases on restaurants, supermarkets. 3x points to flights and purchases on amextravel.com. We are going to gibve more detailed information about the card below. You can review 4x points from purchases on restaurants, supermarkets . You can review the card with the comment section below and share your opinions with other consumers.

Spend $2,000 Earn 50,000 Bonus Points with American Express Gold Card

After your your $2000 worth purchase, you are going to receive 50000 bonus points with American Express Gold card. This is very good opportunity for those who are looking for bonus points with a card. Besides there are also very good rates for purchases on restrautants and supermarkets of this card. These good promotions can make this card profitable for you.

Earn 4x Rewards on Purchases from Resturants & Supermarkets

4x rewards for supermarkets is really a good rate since it is one of the common expenditure of people. So this will make this card very profitable for you. However there is a 25000 expenditure limit with this. Restaurant purchases and rewards are unlimited. If you are visiting restaurants very often, you can think about getting this card.

No Foreign Transaction Fee

You won’t need to pay foreign transaction fee with the card. This will help you to save a lot if you are purchasing from abroad or if you are purchasing with foreign currencies. This is also very helpful if you visit abroad very often.

Reasonable APR Rates: 20.49%

The card’s current APR rates are very reasonable. Unfortunately there is not any introductory period for American Express Gold card. You will start to pay APR after you get the card.

Final Thoughts on Amex Gold Card

If your purchases generally focused on travelling, resturants, supermarket, you can think about getting this card. Especially reasonable APR is very good. Unfortunately Amex didn’t reveal its cash advance fees and APR rates for Amex Gold card. You will need to contact to the company about that. You can see all available rates below in the table.

American Express Gold Card Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
Regular: 20.49% 4 rewards points on purchases on restaurants and supermarkets. 3 points on purchases from flight tickets and amextravel.com .

50,000 points Sign-Up Reward.

 $250 None Learn from Company Get more info from Amex Learn from Company Regular: 20.49%

FTF: Foreign Transaction Fee

American Express Gold Card Editor Scores

Type of Card CCC Editor Score Overall Score Total Cards
General 265 200 100
No Foreign Transaction 201 178 40
Sign-Up Bonus 250 199 44
Rewards 235 189 64

 

You can learn more about American Express Gold Card with user reviews too. You can check some user reviews below. If you are using this card and want to review it, feel free to do it below via filling forms.

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Originally posted 2019-04-16 11:02:35.

American Express Blue Cash Preferred Card

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CreditExpert
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American Express Cash Magnet Card

Review

American Express Blue Cash Preferred Card is a credit card which you can use for cash back. We have introduced another cash back card of American Express recently. You can get more information on Cash Magnet Card in our page and you can also review it. We will mention about preferred card on this page and differences between Blue Cash Preferred and Cash Magnet Cards.

6% Cashback on Supermarket & 3% Cashback on Gas Purchases

You will earn 6% cashback on supermarket purchases with the card. It is limited with $6000 per year. So you will able to earn $360 cash back in a year for your regular purchases on supermarkets. This is a good opportunity if you do purchase supermarkets very often. There is also 3% cashback for gas and it is unlimited. You will earn 1% cashback for all other purchases. This is good opportunity for those who wants to have high cashback for gas & supermarket purchases.

You can redeem cashbacks as statement credits.

$95 Annual Fee

You need to pay about $95 annually to use this card. There is also no introductory period for annual fee. Other fees are similar with Cash Magnet card. You need to pay $5 or 3% for balance transfer and cash advance. You need to pay 2.7% for foreign transaction.

12 Months No APR

You will not pay for APR for 12 months after you received your card. This is valid for purchases and balance transfers. After a year later, you will need to pay 15.24% to 26.24% APR for purchases and balance transfers. 27.49 is for cash advances.

Bonuses

There is $250 cash back after you spend $1000. You can redeem it in the form of statement credit. This very good opportunity for those who are looking for good bonus with less purchase amount. However we believe that a card with this rate should have much better bonuses. When we compare it with equal credit cards, there are some better bonus options at alternatives.

Thoughts

The card can be very beneficial for consumers who focused on supermarket and gas purchases on their cards. 3% cash back for gas is a good opportunity while there is also amazing 6% cash back for supermarket purchases. If your purchases are generally based on these categories, you will want to have this card. APR rates and no APR for 12 months are also very beneficial. You will also gain 1% cash back for all your other purchases with American Express Blue Cash Preferred Card.

American Express Blue Cash Preferred Card Fees and Rates

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
15.24% – 26.24% 6% cash back to super market.

3% cash back to gas purchases.

1% on all other purchases.

$250 cashback after $1000 purchase.

 $95 2.7% $5 or 3% 27.49% $5 or 3% 15.24% – 26.24%

FTF: Foreign Transaction Fee

American Express Blue Cash Preferred Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 248 200 100
Zero Interest 210 180 43
Rewards 250 189 64
Cash Back 185 123 26
Sign-Up Bonus 225 199 44

Similar Credit Cards

If you have any thoughts about American Express Blue Cash Preferred Card, please leave a review below. You can also read other consumer reviews for the card.

Originally posted 2019-04-05 00:04:52.

American Express Cash Magnet Card

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CreditExpert
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0

Review

American Express Cash Magnet Card is one of the most popular cash back credit cards of United States. There are various bonuses which comes with the membership to this card and there are good amount of rewards with the card. You can see detailed review about the card below and get more information on interest rates and fees…

Spend $1000, Earn $200 Bonus Immediately

You will able to earn good bonuses with this card. When you spend $1000 with your card, you will earn 20 percent back and this is equal to $200. You will also receive another $200 back as statement credit with the card. This is good opportunity for those who are looking for credit cards with reasonable APR and good amount of bonuses.

Unlimited Cash Back with 1.5 Rate on American Express Cash Magnet Card

The card also giving cash back opportunity for consumers with 1.5 rate. The rate of the cash back is moderate. However it is good because it is unlimited. Most of card companies offers those rates with limited opportunities. So if you are looking for a card for general purchases, American Express Cash Magnet Card can be quite profitable for you. We are going to compare this card for you with other cash back cards at incoming days.

0% APR on Balance Transfers & Purchases for 15 Months

You don’t need to pay interest rates for 15 months after you get the card. This is valid for balance transfers and purchases. This is another upside of the card for consumers.

15.24% to 26.24% APR for Purchases and Balance Transfers, 27,49% APR for Cash Advances

The minimum annual percentage rate for the card is 15.24% and the maximum is 26.24%. The minimum APR is very good for this level of card. The maximum APR is reasonable. 27.49% for cash advance is not also very bad. However if you are looking for a card with low interest, this is not a perfect card for you.

Improved Rewards with Adding Your Family Members or Friends to Your Card

If you add additional cards to your friends or family members, you will also start to earn from their purchases too. You will also earn from your bills too. Such as phone number…

Fees of American Express Cash Magnet Card

No Annual Fee

You will not need to pay annually for the card and there is no time limit for this.

Balance Transfer & Cash Advance Fees

You will need to pay $5 minimum for balance transfer and cash advance. The maximum fee for the card is 3%. You will need to pay whichever greater on transfers.

Foreign Transaction

If you ever purchase items from a foreign location or a foreign currency, you will need to pay 2.7% more with the card.

American Express Cash Magnet Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
15.24% – 26.24% 1.5 Unlimited Cash Back

$200 bonus cash back for $1000 purchase.

 None 2.7% $5 or 3% 27.49% $5 or 3% 15.24% – 26.24%

FTF: Foreign Transaction Fee

American Express Cash Magnet Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 264 200 100
Zero Interest 236 180 43
No Annual 211 166 60
Rewards 260 189 64
Cash Back 170 123 26
Sign-Up Bonus 216 199 44

Similar Credit Cards

You can write a review for American Express Cash Magnet Card and give more information about the card to other consumers.

Originally posted 2019-04-02 01:07:36.

Bank of America Cash Rewards Credit Card

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CreditExpert
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Bank of America Cash Rewards Credit Card

Review

Bank of America Cash Rewards credit card is one of those best opportunities if you are looking for a cash back card. It provides several benefits for consumers. You can find a detailed review for the card below. There will be cash back and interest rates, promotions and benefits of the card in our review. If you are already using this card, please feel free to leave a review below.

3% Cash Back Rate for the Purchase Category That You Choose

3% cash back is an amazing rate for cash back and it is very unique. You can pick a purchase category and you can 3% cash back with this opportunity of the Bank of America Cash Rewards credit card. Categories that you can select: gas, online shopping, dining, travel, drug stores and home improvement and furnishing purchases.

Cash back rewards are limited with $2500 in a quarter.

2% Cash Back for Grocery Stores and Wholesale Clubs

You will able to get 2% cash back for Grocery Stores and Wholesale Clubs with the help of Bank of America Cash Rewards Credit Card. This is up to $2500 and combined with your grocery stores and wholesale club.

You will also earn 1% rewards for the each purchases you have made for other categories. If you reach the each limits which we counted above, you will also start to earn 1% cash back from those categories too.

Bonus Cash Rewards After Spending $500

You will able to earn 150 cash rewards after you spend $500 with your credit card. This is making this card more profitable for consumers. Bonus rewards are not attracting much but it is good opportunity when you think about the high cash back opportunities of the card.

Interest Rates and Fees

APR for purchases is 16.24% minimum for the card and the maximum is 26.24%. Your creditworthiness will determine the interest rate of your credit card. If you manage to get the minimum APR it can be quite beneficial card for you. You will need to calculate your expenses and also possible reward rates for maximum APR. You can also talk about a banker for your possible interest rates with Bank of America Cash Rewards Credit Card.

Introductory APR for 12 Months on Purchases and Balance Transfers

One of the good advantages of Bank of America Cash Rewards Credit Card is that you won’t need to pay APR rates for 12 months and this will help you to save a lot. This introductory APR is valid for purchases and balance transfers.

Fees

There is no annual fee of the credit card and this makes the card profitable for consumers. You need to pay 3% for cash advance and 3% for balance transfer.

Additional Rewards for Preferred Rewards

If you are already a preferred rewards client of Bank of America, you will gain additional rewards on your purchases. Amount of these extra rewards are depends with your tier. The minimum reward amount will be 25% and the maximum is going to be 75% more rewards. With the 3% cash back you can increase your earns to 5% with preferred rewards.

Bank of America Cash Rewards Credit Card Rates and Fees Table

Interest Rate (APR) Rewards ($1) Annual Fee FTF(*) Cash Advance Fee Cash Advance APR Balance Transfer Fee Balance Transfer APR
16.24% – 26.24% 3% cash back for one of these categories that you select: home improvement and furnishing, online shopping, dining, gas, travel, drug stores. (Limited with $2500 in a quarter.)

2% cash back to wholesale clubs and grocery stores. (Limited with $2500 in a quarter.)

1% cash back to all purchases.

 None 3% $10 or 3% 19.24% – 27.24% $10 or 3% 16.24% – 26.24%

FTF: Foreign Transaction Fee

Discover It Chrome Card Editor Scores

Type of Card Editor Score Overall Score Total Cards
General 254 200 100
Zero Interest 226 180 43
No Annual 201 166 60
Rewards 316 189 64
Cash Back 174 123 26
Sign-Up Bonus 232 199 44

Similar Credit Cards

You can check user reviews of Bank of America Cash Rewards Credit Card below and you can also add your own review.

Originally posted 2019-03-05 14:49:30.

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