Contents
SouthPoint Bank Visa Platinum Edition Credit Card
0.00
5.6
Pros
- Cash Advance and Balance transfer fees are very good.
- There is no annual fee for this card.
- Foreign transaction fee rate is 1% and it is fair.
- 10.99% - 20.99% APR for purchases and balance transfers is fair.
- 0% introductory APR for 12 months.
Cons
- Cash advance APR is high.
- No rewards, bonuses, cashbacks, promotions or discounts.
Review
SouthPoint Bank Visa Platinum Edition Credit Card is a simple card of the company without any rewards, bonused or cashbacks. You will only get the lowest interest rates of SouthPoint with this card. There is also no APR in 12 months and no annual fee for Visa Platinum edition. Other features of this product is almost same with other credit cards of the company.
You can see rates of the card below. There are also user reviews and editor scores…
Rates
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 0% for 12 months
Regular: 10.99% – 20.99% |
None
|
None | 1% | $38 | $5 or 3% | 23.99% | $5 or 3% | 0% APR for first 12 months.
Regular: 10.99% – 20.99% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 215 | 200 | 100 |
| Zero Interest | 164 | 180 | 43 |
| Balance Transfer | 250 | 226 | 50 |
| No Annual | 149 | 166 | 60 |
You can read some users reviews of SouthPoint Bank Visa Platinum Edition Credit Card below.
Similar Cards
- AmeriFirst Platinum Visa Card
- SunTrust Bank Prime Rewards Credit Card
- Vantage Bank of Alabama Secured Visa Card
Originally posted 2018-12-22 16:38:51.
