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SunTrust Bank Cash Rewards Credit Card
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Pros
- Good interest rates for purchases and balance transfers
- Good cash back opportunities with bonus.
- If your main purchase categories are gas and groceries, you can earn much cash backs with the card.
- 0% APR for 15 months.
- You won't pay for foreign transactions and annual fee of the card.
- 4% for cash advance fee is reasonable.
- 3% for balance transfer fee is good.
- Good first purchase bonus.
Cons
- Cash advance APR is high.
Review
SunTrust Bank Cash Rewards Credit Card has lots of nice features for those who wants to have a cashback card. You are going to earn 5% cash back in your first $6000 worth gas and grocery purchases. Then your gas and grocery purchases is going to be 2% and it is unlimited. For the rest of purchase categories, you are going to earn 1% cashback. There is also no APR for 15 months for balance transfers and purchases. There is not any annual fee for the card and there is not also foreign transaction fees.
The downside of the card is high cash advance APR with %26.99. This is a little bit high.
You can see all rates of SunTrust Bank Cash Rewards Credit Card below. You can also read user reviews and editor scores.
Rates & Fees
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 0% APR for first 15 Months
Regular: 13.24%–23.24% |
2x for gas and grocery purchases.
1x for purchases at all other categories. Bonus: 5% cash back for first $6000 worth gas and grocery purchases. |
None | None | $38 | 4% | 26.99% | 3% | 0% APR for first 15 Months
Regular: 13.24%–23.24% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 250 | 200 | 100 |
| No Foreign Transaction | 191 | 178 | 40 |
| No Annual | 201 | 166 | 60 |
| Balance Transfer | 210 | 226 | 50 |
| Zero Interest | 241 | 180 | 43 |
| Sign-Up Bonus | 252 | 199 | 44 |
| Rewards | 243 | 189 | 64 |
| Cash Back | 180 | 123 | 26 |
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Originally posted 2018-12-21 19:38:13.
