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SunTrust Bank Prime Rewards Credit Card
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Pros
- $100 cashback for $500 worth purchase in first 3 months.
- Introductory balance transfer APR 5.25% for 36 months! You will not pay for this card annually.
- There is no foreign transaction fee.
- Balance transfer and cash advance fee rates are good.
- 13.24% - 23.24% APR for purchases and balance transfers is fair.
Cons
- 1% cashback rate is below average.
- High cash advance APR: 26.99%
Review
SunTrust Bank Prime Rewards Credit Card is another cashback card of SunTrust Bank with reasonable interest rates. Besides 5.25% APR for first 36 months is one of the best features of the card. After 3 years, balance transfer APR is going to be 13.24% – 23.24%. It depends on your creditworthiness. There is no similar introductory APR for purchase.
The cashback rate of the card is 1% for all purchases. This is below average. $100 bonus cash reward after $500 purchase in 3 months is not bad at all. This will provide x20 bonus for your purchases. There is also no annual fee of the card and no foreign transaction fee. Balance transfer and cash advance fees are reasonable.
Learn more about rates and see user reviews for SunTrust Bank Prime Rewards Credit Card below.
Rates
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| Regular: 13.24% – 23.24% | 1% cashback on all purchases.
$100 bonus cash back on $500 purchase in 3 months. |
None | None | $38 | 4% | 26.99% | 3% | 5.25% APR for first 36 Months
Regular: 13.24% –23.24% |
FTF: Foreign Transaction Fee
Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 225 | 200 | 100 |
| No Foreign Transaction | 167 | 178 | 40 |
| No Annual | 177 | 166 | 60 |
| Balance Transfer | 256 | 226 | 50 |
| Rewards | 186 | 189 | 64 |
| Cash Back | 119 | 123 | 26 |
| Sign-Up Bonus | 185 | 199 | 44 |
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Originally posted 2018-12-21 22:11:18.