Contents
Wells Fargo Platinum Card
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Pros
- There is no annual fee for the card.
- 18 Months No APR is really good advantage for those who don't want to pay interest rate for a long time. 13.49%-26.99% can be a good rate or bad depends on your creditworthiness.
- %3 balance transfer option is very good for those who wants to use this card for balance.
Cons
- There are no rewards in this card.
- Also no bonus available with Wells Fargo Platinum Card.
- %3 foreign transaction fee.
- There is not much unique services.
Review
You can check our review for Wells Fargo Platinum Card below. If you have any questions regarding to this card, please ask us. We are going to respond you as soon as possible.
Wells Fargo Platinum Credit Card APR and Benefits
If you don’t want to pay APR for long time with a credit card, Wells Fargo Platinum Card can be an option for you. However you are not going to get any reward or bonus with this card. The only good side of this card is no APR for 18 months. So we recommend you to have this card if you really want to get it for not paying APR. There are some good features of card as cell phone protection, zero liability protection, travel accident insurance, etc…
The cash advance APR is 25.99% to 27.99%. It is already default Wells Fargo rate for cash advance.
Fees, Rewards and Bonus
The late payment fee is $37. Cash Advance rate is 5%. Wells Fargo Platinum Card is very simple credit product. It is a visa card and there are some additional features of it. You can check visa benefits page for this.
Unfortunately there is no rewards, bonuses, cash backs for the card. So you will not able to earn anything which you purchases.
The card doesn’t ask for annual fee from consumers. So this card can be a good opportunity if you are looking for a no APR credit card with no annual fee. There is a foreign transaction fee that you will need to pay for your each purchase. It is at 3% rate at the moment.
Balance transfer fee is %5 for the card. However this rate is 3% for first 4 months after you get the card.
Thoughts
This is a good card for those who are looking for a long-term no APR credit card with no annual fee. The card’s current interest rates are high and there is not any bonus or rewards of the card at the moment.
Wells Fargo Platinum Card Rates and Fees
| Interest Rate (APR) | Rewards ($1) | Annual Fee | FTF(*) | Late Payment Fee | Cash Advance Fee | Cash Advance APR | Balance Transfer Fee | Balance Transfer APR |
|---|---|---|---|---|---|---|---|---|
| 0% for 18 months
Regular: 13.49%-26.99% |
None | None | 3% | $37 | $10 or 5% | 25.99% – 27.99% | $5 – 3% (first 120 days)
Regular: 5% |
0% APR for first 18 months
Regular: 13.49%-26.99% |
FTF: Foreign Transaction Fee
Wells Fargo Platinum Card Editor Scores
| Type of Card | Editor Score | Overall Score | Total Cards |
|---|---|---|---|
| General | 177 | 200 | 100 |
| Zero Interest | 220 | 180 | 43 |
| No Annual | 135 | 166 | 60 |
Similar Credit Cards
You can read some users reviews of this card below. Our user reviews are determining rankings and score of the cards. Please leave a fair review to help other consumers.
Originally posted 2018-12-13 23:17:12.
